8908 Chapel Rd, Niles, MI 49120 Property Records

Berrien County property record for 8908 Chapel Rd, Niles, MI 49120

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,008 sqft · built 2010
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on File
Last Sale	$310,000 (Aug 2013)
Tax Bill	$4,612 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-0036-0007-04-2`

Property Details

APN / Parcel Number

Primary APN	`04-0036-0007-04-2`
Alternative APN	`11-04-0036-0007-04-2`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,008 sqft Living Area
1st Floor Area	1,876 sqft
Basement Area	1,876 sqft
Unfinished Basement	1,876 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Lot Area	435,600 sqft (10 acres)
Garage Area	1,056 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	8908 CHAPEL RD
City	NILES
State	MI
Zip	49120-9037
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRI / RES
Legal Description	BEG W1/4 COR SEC 36 T6S R17W TH S89DEG22'02E 330.25' TH S00DEG10'59"W 1319.21' TH N89DEG18'21"W 330.25' TH N00DEG10'59"E 1318.85' TO POB
Legal Range	17W
Legal Township	06S
Legal Section	36
Jurisdiction	BERRIEN MI
Township / Civil Division	BERRIEN
Census Block Group	2
Census Block	2027
Census Tract	10600

Owner

8908 Chapel Rd is owned and occupied by an individual who bought it in August 2013.

Source: Berrien County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	8908 CHAPEL RD, NILES, MI 49120-9037
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage CIRCLE FCU
Oct 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage CIRCLE FCU
Oct 12, 2021	Deed of Trust, Mortgage · Line of Credit CIRCLE FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 22, 2013 · Amount on File
Deed Sale	Aug 22, 2013 · Amount on File
Deed Book / Page	3048 / 1671
Prior Transfer Date	Aug 28, 2012
Prior Transfer Doc	03006/0277
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	8908 CHAPEL RD, NILES, MI 49120-9037
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03268/2292
Date	Mar 18, 2020
Book Page	3268/2292

Lender

Name	CIRCLE FCU
Type	Credit Union
Address	NILES, MI 49120

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2040

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	8908 CHAPEL RD, NILES, MI 49120-9037
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8908 CHAPEL RD, NILES, MI 49120-9037

Mortgage

Document Number	03348/1883
Date	Oct 13, 2021
Book Page	3348/1883

Lender

Name	CIRCLE FCU
Type	Credit Union
Address	NILES, MI 49120

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2041

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	8908 CHAPEL RD, NILES, MI 49120-9037
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8908 CHAPEL RD, NILES, MI 49120-9037

Mortgage

Document Number	03348/1637
Date	Oct 12, 2021
Book Page	3348/1637

Lender

Name	CIRCLE FCU
Type	Credit Union
Address	NILES, MI 49120

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	61 Months
Due	Nov 27, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 8908 Chapel Rd was $4,612 with a homeowner's exemption, up 2.9% from the year before.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Berrien Township
Unified School District	Niles Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$342,300 (+12.34%)	$684,600 (+12.34%)
2025	$4,612.00 (+2.92%) Homeowner's exemption	$304,700	$609,400
2024	$4,481.00
2023		$234,400	$468,800
2022	$4,072.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8908 Chapel Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 8908 Chapel Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midwest Energy & Communications Fiber	1,000 / 1,000
Mercury Fiber Fixed Wireless	150 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Chapel Rd

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