9304 Cuba Rd, Hayes, VA 23072 Property Records

Gloucester County property record for 9304 Cuba Rd, Hayes, VA 23072

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,236 sqft · built 1895
Lot Size	4.83 acres (210,395 sqft)
Owner	Individual Name on Record
Last Sale	$415,000 (May 2018)
Tax Bill	$4,921 (2026)
Deeds & Mortgages	Aug 2021 Refinance Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17101`

Property Details

APN / Parcel Number

Primary APN	`17101`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,236 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1895
Exterior Material	Wood Siding
Foundation Type	Raised
Roof Type	Hip
Roof Material	Metal
Lot Area	210,395 sqft (4.83 acres)
Garage Area	320 sqft
Deck Area	820 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	9304 CUBA RD
City	HAYES
State	VA
Zip	23072-3927
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SC-1
Legal Description	BENA
Legal Subdivision	PLAT: PB22 891
Jurisdiction	GLOUCESTER VA
Township / Civil Division	YORK
Census Block Group	1
Census Block	1052
Census Tract	100500

Owner

Source: Gloucester County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9304 CUBA RD, HAYES, VA 23072-3927
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance THE MORTGAGE LINK INC
Jul 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE MORTGAGE LINK INC
May 30, 2018	Warranty Deed, Transfer LYTLE TITLE AND ESCROW LLC, LYTLE TITLE & ESCROW LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 30, 2018 · Amount on Record
Deed Sale	May 30, 2018 · Amount on Record
Deed Document Number	20182332
Prior Transfer Date	May 5, 2005
Prior Transfer Doc	0000005595
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	9304 CUBA RD, HAYES, VA 23072-3927
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210005575
Date	Aug 4, 2021
Instrument	210005575

Lender

Name	THE MORTGAGE LINK INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.99%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	9304 CUBA RD, HAYES, VA 23072-3927
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200003694
Date	Jul 28, 2020
Instrument	200003694

Lender

Name	THE MORTGAGE LINK INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOUCESTER VA
Recording Date	May 30, 2018
Property Address	9304 CUBA RD, HAYES, VA 23072-3927
Document Number	180002332
Instrument Date	May 29, 2018
Instrument	180002332
Transaction Type	Transfer
Record Updated	Oct 5, 2021
Title Company	LYTLE TITLE AND ESCROW LLC, LYTLE TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9304 CUBA RD, HAYES, VA 23072-3927

Tax Assessment & Valuation

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,921.00 (+17.9%)	$829,910 (+24.06%) Land $423,500 Building $406,410	$829,910 (+24.06%) Land $423,500 Building $406,410
2025	$4,174.00 (+5.24%)	$668,940 (-) Land $326,360 Building $342,580	$668,940 (-) Land $326,360 Building $342,580
2024	$3,966.00 (+3.96%)	$668,940 (+3.98%) Land $326,360 Building $342,580	$668,940 (+3.98%) Land $326,360 Building $342,580
2023	$3,815.00 (-13.28%)	$643,340 (+7.48%) Land $326,360 Building $316,980	$643,340 (+7.48%) Land $326,360 Building $316,980
2022	$4,399.00	$598,540 Land $385,260 Building $213,280	$598,540 Land $385,260 Building $213,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 573 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	573 in force
Nearby Flood Claims	268 (1982–2025)
Claims Outside the SFHA	3 of 268
Most Recent Claim	Oct 2025 · tidal / storm surge
Claims by Event	Hurricane Irene, Aug 2011 · 19 claims Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 24 claims Hurricane Isabel, Sep 2003 · 138 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

Cell Coverage

5G and 4G LTE (outdoors only)

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