9264 Cuba Rd, Hayes, VA 23072 Property Records

Gloucester County property record for 9264 Cuba Rd, Hayes, VA 23072

Property Summary

Property Type	Mobile Home
Details	1 ba · built 1984
Lot Size	1.7 acres (74,052 sqft)
Owner	Individual Name on File
Tax Bill	$435 (2026)
Deeds & Mortgages	Aug 2026 Construction Loan May 2026 Transfer + 1 more
Flood Zone	Zone AE (high risk)
APN	`14366`

Property Details

APN / Parcel Number

Primary APN	`14366`

Interior

Full Baths	1 Bath
Stories	1 Story
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Mobile Home
Roof Type	Gable
Roof Material	Metal
Lot Area	74,052 sqft (1.7 acres)
Garage Area	784 sqft

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	9264 CUBA RD
City	HAYES
State	VA
Zip	23072-3907
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	SC-1
Legal Description	BENA PARCEL B
Legal Subdivision	PLAT: PB21 101
Jurisdiction	GLOUCESTER VA
Township / Civil Division	YORK
Census Block Group	1
Census Block	1052
Census Tract	100500

Owner

9264 Cuba Rd, a mobile home, is owned and occupied by an individual who acquired it in January 2026.

Source: Gloucester County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	9264 CUBA RD, HAYES, VA 23072-3907
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2026	Deed of Trust, Mortgage · Construction Mortgage BAYPORT CREDIT UNION
May 1, 2026	Gift Deed, Transfer NONE LISTED ON DOCUMENT
Sep 11, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 27, 2026
Transfer Doc	0000001848
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Recording Date	Aug 25, 2026
Property Address	9264 CUBA RD, HAYES, VA 23072-3907
Document Number	0000003924
Instrument Date	Aug 24, 2026
Instrument	20263924
Transaction Type	Mortgage
Record Updated	Sep 10, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9264 CUBA RD, HAYES, VA 23072-3907

Mortgage

Document Number	0000003924,
Date	Aug 25, 2026
Instrument	20263924

Lender

Name	BAYPORT CREDIT UNION

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	373 Months
Due	Sep 1, 2057

Interest

Rate Type	Adjustable Rate
Rate	5.63%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2026: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	GLOUCESTER VA
Recording Date	May 1, 2026
Property Address	9264 CUBA RD, HAYES, VA 23072-3907
Document Number	0000001848
Instrument Date	Jan 27, 2026
Instrument	20261848
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9264 CUBA RD, HAYES, VA 23072-3907
Investor	Possibly a Property Investor

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GLOUCESTER VA
Recording Date	Sep 11, 2020
Property Address	9264 CUBA RD, HAYES, VA 23072-3907
Document Number	200004792
Instrument Date	Sep 9, 2020
Instrument	200004792
Transaction Type	Transfer
Record Updated	Oct 5, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9264 CUBA RD, HAYES, VA 23072-3907

Tax Assessment & Valuation

The 2026 property tax bill for 9264 Cuba Rd was $435, up 1.6% from the year before.

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$435.00 (+1.64%)	$73,350 (+6.83%) Land $60,050 Building $13,300	$73,350 (+6.83%) Land $60,050 Building $13,300
2025	$428.00 (+5.16%)	$68,660 (-) Land $58,450 Building $10,210	$68,660 (-) Land $58,450 Building $10,210
2024	$407.00	$68,660 (-) Land $58,450 Building $10,210	$68,660 (-) Land $58,450 Building $10,210
2023	$407.00 (-8.33%)	$68,660 (+13.66%) Land $58,450 Building $10,210	$68,660 (+13.66%) Land $58,450 Building $10,210
2022	$444.00	$60,410 Land $45,540 Building $14,870	$60,410 Land $45,540 Building $14,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9264 Cuba Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 573 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	573 in force
Nearby Flood Claims	268 (1982–2025)
Claims Outside the SFHA	3 of 268
Most Recent Claim	Oct 2025 · tidal / storm surge
Claims by Event	Hurricane Irene, Aug 2011 · 19 claims Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 24 claims Hurricane Isabel, Sep 2003 · 138 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9264 Cuba Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

Cell Coverage

5G and 4G LTE (outdoors only)

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