Osceola County property record for 9300 Richmond Rd, Saint Cloud, FL 34773
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,428 sqft · built 2022 |
| Lot Size | 0.832 acres (36,241 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $37,500 (Jan 2021) |
| Tax Bill | $3,856 (2025) |
| Deeds & Mortgages | Jul 2021 Construction Loan Jan 2021 Sale & Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 19-27-33-2730-0001-0700 |
| Primary APN | 19-27-33-2730-0001-0700 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,428 sqft Living Area |
| Gross Area | 1,869 sqft |
| 1st Floor Area | 1,428 sqft |
| Flooring | Tile |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Custom Design |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 36,241 sqft (0.832 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Pole Barn | 660 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 9300 RICHMOND RD |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34773-9519 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OAC |
| Legal Description | CANAVERAL ACRES #3 PB 2 PG 19 LOTS 69 & 70 LESS E 152.5 FT |
| Legal Range | 33E |
| Legal Township | 27S |
| Legal Section | 19 |
| Legal Subdivision | CANAVERAL ACRES 3 |
| Legal Tract | 2730 |
| Legal Block | 700 |
| Legal Lot Number | 70 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | SOUTH AND EAST OSCEOLA |
| Census Block Group | 3 |
| Census Block | 3041 |
| Census Tract | 43802 |
Source: Osceola County records, as of July 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 9300 RICHMOND RD, SAINT CLOUD, FL 34773-9519 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 14, 2021 | Deed of Trust, Mortgage · Construction Mortgage CENTENNIAL BANK |
| Jan 27, 2021 | Warranty Deed, Transfer · Conventional Mortgage CENTENNIAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 27, 2021 · Amount on Record |
| Deed Sale | Jan 27, 2021 · Amount on Record |
| Deed Document Number | 202112462 |
| Deed Book / Page | 5879 / 365 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 9300 RICHMOND RD, SAINT CLOUD, FL 34773-9519 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2024 |
| Name | Verified Name |
|---|---|
| Address | 5170 ALLIGATOR LAKE RD, SAINT CLOUD, FL 34772-9329 |
| Document Number | 0060021467 |
|---|---|
| Date | Jul 14, 2021 |
| Book Page | 6002/1467 |
| Instrument | 2021109573 |
| Name | CENTENNIAL BANK |
|---|---|
| Type | Bank |
| Address | CONWAY, AR 72033 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Aug 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.12% |
| Type Change Date | Aug 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 6.12% |
| Index | 1-Year CMT |
| Max Rate | 10.1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jan 27, 2021 |
| Property Address | 9300 RICHMOND RD, SAINT CLOUD, FL 34773-9519 |
| Document Number | 0058790365 |
| Book / Page | 5879 / 365 |
| Map Reference | MB 2 PG 19 |
| Instrument Date | Jan 25, 2021 |
| Instrument | 2021012462 |
| Transaction Type | Transfer |
| Record Updated | Jan 22, 2024 |
| Title Company | CORE TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $262.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 257 MAGNOLIA PARK TRL, SANFORD, FL 32773-7215 |
| Name | Verified Name |
|---|---|
| Address | 9511 9TH AVE, ORLANDO, FL 32824-8454 |
| Document Number | 0058790367 |
|---|---|
| Date | Jan 27, 2021 |
| Book Page | 5879/367 |
| Instrument | 2021012463 |
| Name | CENTENNIAL BANK |
|---|---|
| Type | Bank |
| Address | CONWAY, AR 72033 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 1, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Type Change Date | Feb 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 7.5% |
| Index | 1-Year CMT |
| Max Rate | 1.15% |
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,856.00 (-19.97%) Homeowner's exemption | $268,569 (-10.95%) | $277,400 (-8.02%) Land $50,000 Building $227,400 |
| 2023 | $4,818.00 (+374.68%) | $301,600 (+857.46%) Land $45,000 Building $256,600 | $301,600 (+857.46%) Land $45,000 Building $256,600 |
| 2022 | $1,015.00 | $31,500 Land $31,500 | $31,500 Land $31,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 82 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 82 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 91% of the US · above 85% of Florida |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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