Osceola County property record for 9295 Richmond Rd, Saint Cloud, FL 34773
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,352 sqft · built 2022 |
| Lot Size | 0.934 acres (40,685 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $300,000 (Jul 2023) |
| Tax Bill | $4,028 (2025) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage Apr 2022 Sale + 1 more |
| Flood Zone | Zone A (high risk) |
| APN | 24-27-32-2735-0001-1690 |
| Primary APN | 24-27-32-2735-0001-1690 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,352 sqft Living Area |
| 1st Floor Area | 1,352 sqft |
| Flooring | Wood |
| Interior Walls | Paneling |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Custom Design |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 40,685 sqft (0.934 acres) |
| Porch | Slab |
| Porch Area | 904 sqft |
| Heating System | HVAC |
|---|
| Street Address | 9295 RICHMOND RD |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34773-9405 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | OPUD |
| Legal Description | CANAVERAL ACRES NO 4 PB 2 PG 020 LOT 169 |
| Legal Range | 32E |
| Legal Township | 27S |
| Legal Section | 24 |
| Legal Subdivision | CANAVERAL ACRES 4 |
| Legal Tract | 2735 |
| Legal Block | 1690 |
| Legal Lot Number | 169 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | SOUTH AND EAST OSCEOLA |
| Census Block Group | 3 |
| Census Block | 3037 |
| Census Tract | 43802 |
Source: Osceola County records, as of August 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2659 MINT DR, ORLANDO, FL 32837-9512 |
| Owner Type | Individual |
| Vesting | Single Man |
| Date | Document |
|---|---|
| Jul 17, 2023 | Warranty Deed, Transfer · FHA Mortgage MY MORTGAGE INC |
| Apr 21, 2022 | Warranty Deed, Transfer NONA TITLE INC |
| Aug 27, 2021 | Warranty Deed, Transfer TITLE GUARANTY, TITLE GUARANTY OF SOUTH FL I |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 17, 2023 · Amount on Record |
| Deed Sale | Jul 17, 2023 · Amount on Record |
| Prior Sale | Apr 21, 2022 · Amount on Record |
| Deed Document Number | 202391375 |
| Deed Book / Page | 6441 / 600 |
| Last Transfer Date | Feb 21, 2026 |
| Transfer Doc | 0000031898 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jul 17, 2023 |
| Property Address | 9295 RICHMOND RD, SAINT CLOUD, FL 34773-9405 |
| Document Number | 0064410600 |
| Book / Page | 6441 / 600 |
| Map Reference | MB 2 PG 20 |
| Instrument Date | Jun 28, 2023 |
| Instrument | 2023091375 |
| Transaction Type | Transfer |
| Record Updated | Jan 22, 2024 |
| Title Company | THE CLOSING BOUTIQUE LLC, THE CLOSING CITY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,100.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13538 VILLAGE PARK DR STE 135, 135, ORLANDO, FL 32837-3600 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 9295 RICHMOND RD, SAINT CLOUD, FL 34773-9405 |
| Document Number | 0006441602 |
|---|---|
| Date | Jul 17, 2023 |
| Instrument | 6441/602 |
| Name | MY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 21, 2022 |
| Property Address | 9295 RICHMOND RD, SAINT CLOUD, FL 34773-9405 |
| Document Number | 0061981932 |
| Book / Page | 6198 / 1932 |
| Map Reference | MB 2 PG 20 |
| Instrument Date | Apr 14, 2022 |
| Instrument | 2022062980 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2023 |
| Title Company | NONA TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $651.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2751 WOODRUFF DR, ORLANDO, FL 32837-6403 |
| Name | Verified Name |
|---|---|
| Address | 13835 TYBEE BEACH LN, ORLANDO, FL 32827-7952 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Aug 27, 2021 |
| Property Address | 9295 RICHMOND RD, SAINT CLOUD, FL 34773-9405 |
| Document Number | 0060312706 |
| Book / Page | 6031 / 2706 |
| Map Reference | MB 2 PG 20 |
| Instrument Date | Aug 20, 2021 |
| Instrument | 2021133843 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2023 |
| Title Company | TITLE GUARANTY, TITLE GUARANTY OF SOUTH FL I |
| Amount | Amount Recorded |
|---|---|
| Tax | $455.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9328 HEFFELFINGER RD, CHURUBUSCO, IN 46723-9048 |
| Name | Verified Name |
|---|---|
| Address | 2751 WOODRUFF DR, ORLANDO, FL 32837-6403 |
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,028.00 (+10.87%) | $239,500 (+432.22%) Land $50,000 Building $189,500 | $239,500 (+432.22%) Land $50,000 Building $189,500 |
| 2024 | $3,633.00 (+190.64%) | ||
| 2023 | $1,250.00 (+23.03%) | $45,000 (+42.86%) Land $45,000 | $45,000 (+42.86%) Land $45,000 |
| 2022 | $1,016.00 | $31,500 Land $31,500 | $31,500 Land $31,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 82 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 82 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 91% of the US · above 85% of Florida |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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