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930 Shadow Ridge Xing, O Fallon, IL 62269 Property Records

St. Clair County property record for 930 Shadow Ridge Xing, O Fallon, IL 62269

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,732 sqft · built 1989
Lot Size0.4 acres (17,424 sqft)
Owner2 Individual Names on Record
Last Sale$208,500 (Sep 2007)
Tax Bill$7,880 (2025)
Deeds & MortgagesMay 2021 Mortgage
Nov 2019 Line of Credit
APN04-20-0-409-001

Property Details

APN / Parcel Number

Primary APN04-20-0-409-001

Interior

Full Baths3 Baths
Stories1 Story
Building Area2,732 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1997
Exterior MaterialCombination
Construction TypeFrame
Foundation TypeNo Foundation
Lot Area17,424 sqft (0.4 acres)
Garage TypeMixed
Garage Area792 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area576 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address930 SHADOW RIDGE XING
CityO FALLON
StateIL
Zip62269-3103
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCEDAR MEADOWS 3RD ADD LOT/SEC-94 A02068766
Legal SubdivisionCEDAR MEADOWS 3RD ADD
Legal Block409
Legal Lot Number94
JurisdictionST CLAIR IL
Township / Civil DivisionO'FALLON
Census Block Group1
Census Block1031
Census Tract504351

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address930 SHADOW RIDGE XING, O FALLON, IL 62269-3103
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 20, 2021Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA
Nov 27, 2019Deed of Trust, Mortgage · Line of Credit
US BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 25, 2007 · Amount on Record
Deed SaleSep 25, 2007 · Amount on Record
Deed Document Number20072068766
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CLAIR IL
Property Address930 SHADOW RIDGE XING, O FALLON, IL 62269-3103
Transaction TypeMortgage
Record UpdatedJun 7, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
AddressY, Y

Mortgage

Document NumberA02700754
DateMay 20, 2021
InstrumentA02700754
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJun 1, 2036
Interest
Rate2.75%

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CLAIR IL
Property Address930 SHADOW RIDGE XING, O FALLON, IL 62269-3103
Document Number00A2636941
Instrument DateNov 27, 2019
Transaction TypeMortgage
Record UpdatedJan 6, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address930 SHADOW RIDGE XING O FALLON IL 622693103, O FALLON, IL 62269-3103

Mortgage

Document Number00A2636941
DateDec 20, 2019
Instrument2636941
Lender
NameUS BK
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueDec 19, 2049
Interest
Rate TypeAdjustable Rate
Rate4.79%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

TypeName
StateIllinois
CountySt. Clair County
County SubdivisionO'Fallon Township
MunicipalityO'Fallon City
Elementary School DistrictO'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School DistrictO'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,880.00$120,332 (+34.34%) Land $28,503 Building $91,829$360,996 (+34.34%) Land $85,509 Building $275,487
2022$89,572 Land $21,217 Building $68,355$268,716 Land $63,651 Building $205,065

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemO FALLON
serves 46,603 people · EPA ID IL1631100
Water SourcePurchased surface water from IL AMERICAN-EAST ST LOUIS
Last State InspectionNov 2023
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
Wisper ISP
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

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