1014 Shadow Ridge Xing, O Fallon, IL 62269 Property Records

St. Clair County property record for 1014 Shadow Ridge Xing, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	4 ba · 988 sqft · built 1991
Lot Size	0.45 acres (19,602 sqft)
Owner	Individual Name on File
Last Sale	$350,000 (Jul 2023)
Tax Bill	$8,394 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage
APN	`04-20-0-407-012`

Property Details

APN / Parcel Number

Primary APN	`04-20-0-407-012`

Interior

Full Baths	4 Baths
Building Area	988 sqft Living Area
Upper Floors Area	26 sqft
Sunroom	Sunroom
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1997
Architectural Style	Split Level
Exterior Material	Combination
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	19,602 sqft (0.45 acres)
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Deck Area	300 sqft
Patio Area	684 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1014 SHADOW RIDGE XING
City	O FALLON
State	IL
Zip	62269-3161
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CEDAR MEADOWS 3RD ADD LOT/SEC-102 A02786873
Legal Subdivision	CEDAR MEADOWS 3RD ADD
Legal Block	407
Legal Lot Number	102
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	1
Census Block	1006
Census Tract	504351

Owner

1014 Shadow Ridge Xing is owned and occupied by an individual who bought it in July 2023.

Source: St. Clair County records, as of September 21, 2026

Owner of Record	Individual Name on File
Mailing Address	1014 SHADOW RIDGE XING, O FALLON, IL 62269-3161
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2023 · Amount on File
Deed Sale	Jul 18, 2023 · Amount on File
Prior Sale	Nov 16, 2001 · Amount on File
Deed Document Number	20232786873
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jul 18, 2023
Property Address	1014 SHADOW RIDGE XING, O FALLON, IL 62269-3161
Document Number	0A02786873
Map Reference	MB 86 PG 64
Instrument Date	Jul 14, 2023
Instrument	A02786873
Transaction Type	Transfer
Record Updated	Aug 4, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$350.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1014 SHADOW RIDGE XING, O FALLON, IL 62269-3161

Mortgage

Document Number	0A02786874
Date	Jul 18, 2023
Instrument	A02786874

Lender

Name	DELMAR FINANCIAL CO
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.87%

Tax Assessment & Valuation

The 2025 property tax bill for 1014 Shadow Ridge Xing was $8,394.

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,394.00	$116,462 Land $30,386 Building $86,076	$349,386 Land $91,158 Building $258,228
2022		$86,689 Land $22,618 Building $64,071	$260,067 Land $67,854 Building $192,213

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 1014 Shadow Ridge Xing; 7 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1014 Shadow Ridge Xing is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Wisper ISP Fixed Wireless	100 / 20
AT&T DSL	100 / 20