930 Ridgeoak Dr, Belton, TX 76513 Property Records

Bell County property record for 930 Ridgeoak Dr, Belton, TX 76513

Property Summary

Property Type	Single Family Home
Details	2,228 sqft · built 2013
Lot Size	0.517 acres (22,551 sqft)
Owner	Individual Name on File
Tax Bill	$6,567 (2023)
Deeds & Mortgages	Jun 2022 Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0430070892`

Property Details

APN / Parcel Number

Primary APN	`0430070892`
Alternative APNs	`447421` `858773`

Interior

Stories	1 Story
Building Area	2,228 sqft Living Area
Gross Area	2,229 sqft
1st Floor Area	2,228 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Lot Area	22,551 sqft (0.517 acres)
Garage Area	589 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	289 sqft
Lawn Sprinklers	Lawn Sprinklers

Location & Zoning

Account Number	858773
Street Address	930 RIDGEOAK DR
City	BELTON
State	TX
Zip	76513-6278
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE RANCH AT WOODLAND TRAILS PHASE I, BLOCK 001, LOT 0010
Legal Subdivision	THE RANCH AT WOODLAND TRAILS PHASE I
Legal Block	1
Legal Lot Number	10
Jurisdiction	BELL TX
Township / Civil Division	NORTHWEST BELL
Census Block Group	1
Census Block	1011
Census Tract	20201

Owner

930 Ridgeoak Dr is owned by an individual who acquired it in June 2022.

Source: Bell County records, as of April 1, 2024

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	8100 HIGHWAY 377, BLANKET, TX 76432-6354
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2022	Vendor's Lien, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Sep 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANCORPSOUTH BANK
Apr 25, 2019	Warranty Deed, Transfer BANCORPSOUTH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2022
Deed Sale	Jun 6, 2022
Prior Sale	Apr 25, 2019
Deed Document Number	2022035834
Record Updated	Jun 7, 2026

June 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Jun 6, 2022
Property Address	930 RIDGEOAK DR, BELTON, TX 76513-6278
Document Number	0000035834
Map Reference	CAB D SL 379-A
Instrument Date	Jun 1, 2022
Instrument	2022035834
Transaction Type	Transfer
Record Updated	Jun 13, 2022
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	503 AVENUE U, 503, SHALLOWATER, TX 79363-5814

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8100 HIGHWAY 377, BLANKET, TX 76432-6354

Mortgage

Document Number	0000035835
Date	Jun 6, 2022
Instrument	2022035835

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	930 RIDGEOAK DR, BELTON, TX 76513-6278
Transaction Type	Mortgage
Record Updated	May 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000047259
Date	Sep 4, 2020
Instrument	2020-00047259

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	OKOLONA, MS 38860

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Apr 25, 2019
Property Address	930 RIDGEOAK DR, BELTON, TX 76513-6278
Document Number	0000016762
Book / Page	010815 / 000155
Instrument Date	Apr 16, 2019
Instrument	16762
Transaction Type	Transfer
Record Updated	May 13, 2019
Title Company	FIRST CMNTY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	930 RIDGEOAK DR BELTON TX 765136278, BELTON, TX 76513-6278

Mortgage

Document Number	16763
Date	Apr 25, 2019
Book Page	010815/000159
Instrument	16763

Lender

Name	BANCORPSOUTH
Type	Bank
Address	TUPELO, MS 38803-3356

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 24, 2049

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$6,567.00 (+38.84%) Homeowner's exemption	$526,336 Land $50,000 Building $476,336	$526,336 Land $50,000 Building $476,336
2022	$4,730.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 930 Ridgeoak Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 930 Ridgeoak Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 88% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Altitude ISP, Nextlink.

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