910 Ridgeoak Dr, Belton, TX 76513 Property Records

Bell County property record for 910 Ridgeoak Dr, Belton, TX 76513

Property Summary

Property Type	Single Family Home
Details	2,539 sqft · built 2015
Lot Size	0.534 acres (23,278 sqft)
Owner	2 Individual Names on Record
Last Sale	$263,620 (Jun 2026)
Tax Bill	$8,684 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0922276672`

Property Details

APN / Parcel Number

Primary APN	`0922276672`
Alternative APNs	`458693` `796743`

Interior

Stories	1 Story
Building Area	2,539 sqft Living Area
1st Floor Area	2,539 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Brick Veneer
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	23,278 sqft (0.534 acres)
Garage Area	692 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	600 sqft
Lawn Sprinklers	Lawn Sprinklers

Location & Zoning

Street Address	910 RIDGEOAK DR
City	BELTON
State	TX
Zip	76513-6278
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE RANCH AT WOODLAND TRAILS PHASE II, BLOCK 003, LOT 0002
Legal Subdivision	THE RANCH AT WOODLAND TRAILS PHASE II
Legal Block	3
Legal Lot Number	2
Jurisdiction	BELL TX
Township / Civil Division	NORTHWEST BELL
Census Block Group	1
Census Block	1011
Census Tract	20201

Owner

Source: Bell County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	910 RIDGEOAK DR, BELTON, TX 76513-6278
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2026	Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION
Nov 15, 2021	Vendor's Lien, Transfer · Conventional Mortgage SOUTHWEST FUN
Jul 6, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2026 · Amount on Record
Deed Sale	Jun 3, 2026 · Amount on Record
Prior Sale	Nov 15, 2021 · Amount on Record
Deed Document Number	202627536
Prior Transfer Date	Nov 12, 2021
Prior Transfer Doc	0000074946
Record Updated	Sep 20, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BELL TX
Recording Date	Jun 3, 2026
Property Address	910 RIDGEOAK DR, BELTON, TX 76513-6278
Document Number	0000027536
Instrument Date	Jun 2, 2026
Instrument	202627536
Transaction Type	Transfer
Record Updated	Jun 17, 2026
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	910 RIDGEOAK DR, BELTON, TX 76513-6278

Mortgage

Document Number	0000027537,
Date	Jun 3, 2026
Instrument	202627537

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.23%
Max Rate	-1%

November 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Nov 15, 2021
Property Address	910 RIDGEOAK DR, BELTON, TX 76513-6278
Document Number	0000074946
Map Reference	PL 2014-107
Instrument Date	Nov 12, 2021
Instrument	2021074946
Transaction Type	Transfer
Record Updated	Nov 23, 2021
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	910 RIDGEOAK DR, BELTON, TX 76513-6278

Mortgage

Document Number	0000074947
Date	Nov 15, 2021
Instrument	2021074947

Lender

Name	SOUTHWEST FUN
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BELL TX
Recording Date	Jul 6, 2021
Property Address	910 RIDGEOAK DR, BELTON, TX 76513-6278
Document Number	0000042807
Map Reference	PL 2014-107
Instrument Date	Jun 16, 2021
Instrument	2021042807
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3240 AMBERHILL DR, HIGHLAND, CA 92346-1847

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,684.00 (-0.61%)	$647,962 (+8.75%) Land $55,000 Building $592,962	$647,962 (+8.75%) Land $55,000 Building $592,962
2023	$8,737.00 (-0.51%)	$595,806 Land $50,000 Building $545,806	$595,806 Land $50,000 Building $545,806
2022	$8,782.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Altitude ISP, Nextlink.

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