930 Emerald Dr, Naperville, IL 60540 Property Records

DuPage County property record for 930 Emerald Dr, Naperville, IL 60540

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,107 sqft · built 1960
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$285,000 (Aug 2020)
Tax Bill	$7,224 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-25-204-006`

Property Details

APN / Parcel Number

Primary APN	`07-25-204-006`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,107 sqft Living Area
Gross Area	2,214 sqft
1st Floor Area	1,107 sqft
Basement Area	1,107 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Construction Type	Frame
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	13.1 ft deep x 7 ft wide
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	930 EMERALD DR
City	NAPERVILLE
State	IL
Zip	60540-7214
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	MOSER HIGHLANDS UNIT NO 9
Legal Subdivision	MOSER HIGHLANDS
Legal Block	8
Legal Lot Number	6
Legal Unit	9
Jurisdiction	DU PAGE IL
Township / Civil Division	NAPERVILLE
Census Block Group	2
Census Block	2008
Census Tract	846523

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	930 EMERALD DR, NAPERVILLE, IL 60540-7214
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2022	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA
Aug 5, 2020	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 5, 2020 · Amount on Record
Deed Sale	Aug 5, 2020 · Amount on Record
Prior Sale	May 12, 2011 · Amount on Record
Deed Document Number	202084539
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	930 EMERALD DR, NAPERVILLE, IL 60540-7214
Transaction Type	Mortgage
Record Updated	Feb 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	930 EMERALD DR, NAPERVILLE, IL 60540-7214

Mortgage

Document Number	0000012286
Date	Feb 2, 2022
Instrument	R2022-012286

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jan 25, 2052

Interest

Rate Type	Adjustable Rate
Rate	6.78%
Change Frequency	Monthly

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Aug 5, 2020
Property Address	930 EMERALD DR, NAPERVILLE, IL 60540-7214
Document Number	0000084539
Map Reference	DOC 903661
Instrument Date	Jul 10, 2020
Instrument	R2020-084539
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	NORTH AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$285.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25919 W PRAIRIE HILL LN, 25919, PLAINFIELD, IL 60585-5704

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	930 EMERALD DR, NAPERVILLE, IL 60540-7214

Mortgage

Document Number	0000084540
Date	Aug 5, 2020
Instrument	R2020-084540

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Naperville Township
Municipality	Naperville City
Unified School District	Naperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,224.00 (+4.92%) Homeowner's exemption	$131,901 (+9.67%) Land $62,832 Building $69,069	$395,703 (+9.67%) Land $188,496 Building $207,207
2024	$6,885.00 (+11.62%)	$120,271 (+18.53%) Land $57,292 Building $62,979	$360,813 (+18.53%) Land $171,876 Building $188,937
2022	$6,168.00 Homeowner's exemption	$101,470 Land $48,040 Building $53,430	$304,410 Land $144,120 Building $160,290

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1979–1983)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPERVILLE serves 156,406 people · EPA ID IL0434670
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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