920 Emerald Dr, Naperville, IL 60540 Property Records

DuPage County property record for 920 Emerald Dr, Naperville, IL 60540

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,120 sqft · built 1959
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on Record
Last Sale	$490,000 (Oct 2021)
Tax Bill	$9,737 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Apr 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`07-25-204-004`

Property Details

APN / Parcel Number

Primary APN	`07-25-204-004`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,120 sqft Living Area
1st Floor Area	1,448 sqft
2nd Floor Area	672 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Split Level
Exterior Material	Brick
Construction Type	Brick
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	13.1 ft deep x 7 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	920 EMERALD DR
City	NAPERVILLE
State	IL
Zip	60540-7214
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	MOSER HIGHLANDS UNIT NO 9
Legal Subdivision	MOSER HIGHLANDS
Legal Block	8
Legal Lot Number	4
Legal Unit	9
Jurisdiction	DU PAGE IL
Township / Civil Division	NAPERVILLE
Census Block Group	2
Census Block	2008
Census Tract	846523

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	920 EMERALD DR, NAPERVILLE, IL 60540-7214
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2021	Warranty Deed, Transfer · Conventional Mortgage BLUELEAF LENDING LLC
Apr 16, 2021	Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2021 · Amount on Record
Deed Sale	Oct 26, 2021 · Amount on Record
Prior Sale	Apr 16, 2021 · Amount on Record
Deed Document Number	2021157160
Prior Transfer Date	Aug 29, 2008
Prior Transfer Doc	0000135319
Record Updated	Sep 20, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Oct 26, 2021
Property Address	920 EMERALD DR, NAPERVILLE, IL 60540-7214
Document Number	0000157160
Map Reference	DOC 903661
Instrument Date	Oct 7, 2021
Instrument	R2021-157160
Transaction Type	Transfer
Record Updated	Nov 10, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$490.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	920 EMERALD DR, NAPERVILLE, IL 60540-7214
Investor	Possibly a Property Investor

Mortgage

Document Number	0000157161
Date	Oct 26, 2021
Instrument	R2021-157161

Lender

Name	BLUELEAF LENDING LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	DU PAGE IL
Recording Date	Apr 16, 2021
Property Address	920 EMERALD DR, NAPERVILLE, IL 60540-7214
Document Number	0000060657
Map Reference	DOC 9036661
Instrument Date	Mar 13, 2021
Instrument	R2021-060657
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$287.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1051 FRONTENAC RD, NAPERVILLE, IL 60563-1746

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Naperville Township
Municipality	Naperville City
Unified School District	Naperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,737.00 (+16.99%)	$174,998 (+29.8%) Land $62,832 Building $112,166	$524,994 (+29.8%) Land $188,496 Building $336,498
2022	$8,323.00 Homeowner's exemption	$134,820 Land $48,040 Building $86,780	$404,460 Land $144,120 Building $260,340

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1979–1983)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPERVILLE serves 156,406 people · EPA ID IL0434670
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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