Cooke County property record for 93 Whisper Pt, Gainesville, TX 76240
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 646 sqft · built 1979 |
| Lot Size | 0.323 acres (14,057 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $7,785 (2026) |
| Deeds & Mortgages | Apr 2020 Mortgage Mar 2015 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 7713-000-00004 |
| Primary APN | 7713-000-00004 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 646 sqft Living Area |
| Gross Area | 1,610 sqft |
| 1st Floor Area | 646 sqft |
| 2nd Floor Area | 510 sqft |
| Utility Room | Utility Room |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Siding |
| Foundation Type | Pier/Post & Beam |
| Roof Material | Composition Shingle |
| Lot Area | 14,057 sqft (0.323 acres) |
| Deck Area | 88 sqft |
| Storage Building | 120 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 7713-000-00004 |
|---|---|
| Street Address | 93 WHISPER PT |
| City | GAINESVILLE |
| State | TX |
| Zip | 76240-6653 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WHISPER POINT; LOT 4; 93 WHISPER PT |
| Legal Subdivision | WHISPER POINT |
| Legal Lot Number | 4 |
| Jurisdiction | COOKE TX |
| Township / Civil Division | MUENSTER |
| Census Block Group | 2 |
| Census Block | 2062 |
| Census Tract | 200 |
Source: Cooke County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 429 WYNDHAM CRST, WESTWORTH VILLAGE, TX 76114-4120 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 27, 2020 | Deed of Trust, Mortgage · Commercial Mortgage FIRST STATE BANK |
| Mar 25, 2015 | Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING |
| Apr 27, 2020 | Deed of Trust, Mortgage · Commercial Mortgage FIRST STATE BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOKE TX |
| Property Address | 93 WHISPER PT, GAINESVILLE, TX 76240-6653 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 002325/617 |
|---|---|
| Date | Apr 27, 2020 |
| Book Page | 2325/617 |
| Instrument | 2020-02865 |
| Name | FIRST STATE BANK |
|---|---|
| Type | Bank |
| Address | GAINESVILLE, TX 76241 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOKE TX |
| Property Address | 93 WHISPER PT, GAINESVILLE, TX 76240-6653 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 002001/737 |
|---|---|
| Date | Mar 25, 2015 |
| Book Page | 2001/737 |
| Instrument | 2015-56281 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Address | DALLAS, TX 75252 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOKE TX |
| Property Address | 93 WHISPER PT, GAINESVILLE, TX 76240-6653 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2020 |
| Name | Verified Name |
|---|
| Document Number | 2325/617 |
|---|---|
| Date | Apr 27, 2020 |
| Book Page | 2325/617 |
| Instrument | 2020-02865 |
| Name | FIRST STATE BANK |
|---|---|
| Type | Bank |
| Address | GAINESVILLE, TX 76241 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Cooke County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Cooke County |
| Unified School District | Sivells Bend Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,785.00 (+16.12%) Homeowner's exemption | $656,660 (+1.96%) Land $450,239 Building $206,421 | $656,660 (+1.96%) Land $450,239 Building $206,421 |
| 2025 | $6,704.00 (-2.2%) Homeowner's exemption | $644,050 (+11.17%) Land $437,629 Building $206,421 | $644,050 (+11.17%) Land $437,629 Building $206,421 |
| 2024 | $6,855.00 (-6.49%) | ||
| 2023 | $579,353 Land $307,983 Building $271,370 | $579,353 Land $307,983 Building $271,370 | |
| 2022 | $7,331.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 3 (2009–2015) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jun 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 51% of Texas |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GAINESVILLE serves 18,107 people · EPA ID TX0490001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nextlink Fixed Wireless | 400 / 100 |
| Starlink Satellite | 280 / 30 |
| ElektraFi Fixed Wireless | 100 / 20 |
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