Cooke County property record for 69 Whisper Pt, Gainesville, TX 76240
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,376 sqft · built 2012 |
| Lot Size | 0.27 acres (11,779 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $15,800 (Sep 2014) |
| Tax Bill | $11,610 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Feb 2022 Construction Loan + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 7713-000-00002 |
| Primary APN | 7713-000-00002 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,376 sqft Living Area |
| Gross Area | 5,112 sqft |
| 1st Floor Area | 2,376 sqft |
| Flooring | Tile |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Siding |
| Roof Material | Metal |
| Lot Area | 11,779 sqft (0.27 acres) |
| Garage Type | Mixed |
| Garage Area | 450 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 452 sqft |
| Deck Area | 80 sqft |
| Storage Building | 320 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Account Number | 7713-000-00002 |
|---|---|
| Street Address | 69 WHISPER PT |
| City | GAINESVILLE |
| State | TX |
| Zip | 76240-6653 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WHISPER POINT; LOT 2 |
| Legal Subdivision | WHISPER POINT |
| Legal Lot Number | 2 |
| Jurisdiction | COOKE TX |
| Township / Civil Division | MUENSTER |
| Census Block Group | 2 |
| Census Block | 2062 |
| Census Tract | 200 |
Source: Cooke County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 69 WHISPER PT, GAINESVILLE, TX 76240-6653 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 11, 2022 | Deed of Trust, Mortgage · Commercial Mortgage INDEPENDENT BANK |
| Feb 11, 2022 | Deed of Trust, Mortgage · Construction Mortgage INDEPENDENT BANK |
| Apr 29, 2009 | Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA |
| Mar 1, 2017 | Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC |
| Jan 20, 2015 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Oct 15, 2012 | Deed of Trust, Mortgage MUENSTER STATE BANK |
| Mar 1, 2017 | Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC |
| Sep 19, 2014 | Correction Deed HOWETH TITLE COMPANY, HOWETH TITLE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 19, 2014 · Amount on Record |
| Deed Sale | Sep 19, 2014 · Amount on Record |
| Deed Document Number | 201451576 |
| Deed Book / Page | 1965 / 55 |
| Prior Transfer Date | Sep 15, 2014 |
| Prior Transfer Doc | 1965/055 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOKE TX |
| Property Address | 69 WHISPER PT, GAINESVILLE, TX 76240-6653 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 69 WHISPER PT, GAINESVILLE, TX 76240-6653 |
| Investor | Possibly a Property Investor |
| Document Number | 002487/176 |
|---|---|
| Date | Feb 11, 2022 |
| Book Page | 2487/176 |
| Instrument | 2022-1255 |
| Name | INDEPENDENT BANK |
|---|---|
| Type | Bank |
| Address | MCKINNEY, TX 75069 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOKE TX |
| Property Address | 69 WHISPER PT, GAINESVILLE, TX 76240-6653 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Title Company | TITLESOURCE LLC, TITLE RESOURCES LLC |
| Name | Verified Name |
|---|---|
| Address | 8715 BERNARD RD, SANGER, TX 76266-6016 |
| Document Number | 002487/168 |
|---|---|
| Date | Feb 11, 2022 |
| Book Page | 2487/168 |
| Instrument | 2022-1254 |
| Name | INDEPENDENT BANK |
|---|---|
| Type | Bank |
| Address | GAINESVILLE, TX 76240 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOKE TX |
| Property Address | 69 WHISPER PT, GAINESVILLE, TX 76240-6653 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 001633/704 |
|---|---|
| Date | Apr 29, 2009 |
| Book Page | 1633/704 |
| Instrument | 00002671 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOKE TX |
| Property Address | 69 WHISPER PT, GAINESVILLE, TX 76240-6653 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 002119/179 |
|---|---|
| Date | Mar 1, 2017 |
| Book Page | 2119/179 |
| Instrument | 00072546 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOKE TX |
| Property Address | 69 WHISPER PT, GAINESVILLE, TX 76240-6653 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 001990/278 |
|---|---|
| Date | Jan 20, 2015 |
| Book Page | 1990/278 |
| Instrument | 00054761 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOKE TX |
| Property Address | 69 WHISPER PT, GAINESVILLE, TX 76240-6653 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 001831/730 |
|---|---|
| Date | Oct 15, 2012 |
| Book Page | 1831/730 |
| Instrument | 00032363 |
| Name | MUENSTER STATE BANK |
|---|---|
| Address | MUENSTER, TX 76252 |
| Amount | Amount Recorded |
|---|---|
| Term | 63 Months |
| Due | Jan 1, 2018 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOKE TX |
| Property Address | 69 WHISPER PT, GAINESVILLE, TX 76240-6653 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2119/179 |
|---|---|
| Date | Mar 1, 2017 |
| Book Page | 2119/179 |
| Instrument | 00072546 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | COOKE TX |
| Recording Date | Sep 19, 2014 |
| Property Address | 69 WHISPER PT, GAINESVILLE, TX 76240-6653 |
| Document Number | 001965/055 |
| Book / Page | 1965 / 055 |
| Map Reference | CAB A SL108T |
| Instrument Date | Sep 15, 2014 |
| Instrument | 00051576 |
| Record Updated | Jun 2, 2026 |
| Title Company | HOWETH TITLE COMPANY, HOWETH TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 1147 BENTLEY DR, ROANOKE, TX 76262-7408 |
| Name | Verified Name |
|---|---|
| Address | 69 WHISPER PT, GAINESVILLE, TX 76240-6653 |
| Investor | Possibly a Property Investor |
Source: Cooke County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Cooke County |
| Unified School District | Sivells Bend Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,610.00 (+5.52%) | $979,370 (+24.76%) Land $380,051 Building $599,319 | $979,370 (+24.76%) Land $380,051 Building $599,319 |
| 2024 | $11,003.00 (+6.99%) | ||
| 2023 | $784,972 Land $263,415 Building $521,557 | $784,972 Land $263,415 Building $521,557 | |
| 2022 | $10,284.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 3 (2009–2015) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jun 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 51% of Texas |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GAINESVILLE serves 18,107 people · EPA ID TX0490001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nextlink Fixed Wireless | 400 / 100 |
| Starlink Satellite | 280 / 30 |
| ElektraFi Fixed Wireless | 100 / 20 |
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