74 Waterloo St, Warrenton, VA 20186 Property Records

Fauquier County property record for 74 Waterloo St, Warrenton, VA 20186

Property Summary

Property Type	Mixed Use Commercial/Industrial
Details	6 bd · 3 ba · 4,095 sqft · built 1812
Lot Size	0.351 acres (15,311 sqft)
Owner	Individual Name on File
Last Sale	$379,500 (Nov 2018)
Tax Bill	$11,420 (2026)
Deeds & Mortgages	Jun 2020 Line of Credit Dec 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`6984-33-2912`

Property Details

APN / Parcel Number

Primary APN	`6984-33-2912`
Alternative APNs	`734611900` `135585` `24893`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	15 Rooms
Stories	1 Story
Building Area	4,095 sqft Finished Area
Utility Room	Utility Room
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1812
Effective Year Built	Effective 1965
Architectural Style	Colonial
Exterior Material	Brick
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,311 sqft (0.351 acres)
Porch	Slab
Porch Area	234 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	135585
Street Address	74 WATERLOO ST
City	WARRENTON
State	VA
Zip	20186-3226
Property Category	Commercial
Property Type	Commercial > Retail > Mixed Use Commercial/Industrial
Local Zoning Code	CENTRAL BU
Legal Description	LOT 1A FLETCHER SD
Legal Subdivision	FLETCHER
Legal Lot Number	1A
Jurisdiction	FAUQUIER VA
Township / Civil Division	CENTER
Census Block Group	1
Census Block	1003
Census Tract	930305

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Warrenton Historic District (Boundary Increase) listed 2024 · 64 contributing resources · NRIS 83004243

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

74 Waterloo St, a commercial property, is owned by an individual who acquired it in August 2019.

Source: Fauquier County records, as of July 21, 2026

Owner of Record	Individual Name on File
Mailing Address	74 WATERLOO ST, WARRENTON, VA 20186-3226
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2020	Deed of Trust, Mortgage · Line of Credit OAK VIEW NATIONAL BANK
Dec 9, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Nov 13, 2018	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 13, 2018 · Amount on File
Deed Sale	Nov 13, 2018 · Amount on File
Prior Sale	Mar 27, 2007 · Amount on File
Deed Document Number	20189455
Deed Book / Page	1585 / 1280
Last Transfer Date	Aug 6, 2019
Transfer Doc	16152185
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAUQUIER VA
Property Address	74 WATERLOO ST, WARRENTON, VA 20186-3226
Transaction Type	Mortgage
Record Updated	Jun 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016361351
Date	Jun 25, 2020
Book Page	1636/1351
Instrument	202000006619

Lender

Name	OAK VIEW NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FAUQUIER VA
Recording Date	Dec 9, 2019
Property Address	74 WATERLOO ST, WARRENTON, VA 20186-3226
Document Number	16152185
Book / Page	001615 / 002185
Instrument Date	Aug 6, 2019
Instrument	10693
Transaction Type	Transfer
Record Updated	Dec 31, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74 WATERLOO ST WARRENTON VA 201863226, WARRENTON, VA 20186-3226

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAUQUIER VA
Recording Date	Nov 13, 2018
Property Address	74 WATERLOO ST, WARRENTON, VA 20186-3226
Document Number	15851280
Book / Page	001585 / 001280
Instrument Date	Nov 12, 2018
Instrument	9455
Transaction Type	Transfer
Record Updated	Feb 16, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$380.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 102 WARRENTON VA 201880102, WARRENTON, VA 20188-0102

Tax Assessment & Valuation

The 2026 property tax bill for 74 Waterloo St was $11,420, up 53% from the year before.

Source: Fauquier County assessment roll, as of June 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fauquier County
Municipality	Warrenton Town
Unified School District	Fauquier County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,420.00 (+53.04%)	$1,276,000 (+65.35%) Land $612,400 Building $663,600	$1,276,000 (+65.35%) Land $612,400 Building $663,600
2025	$7,462.00	$771,700 Land $612,400 Building $159,300	$771,700 Land $612,400 Building $159,300
2023		$771,700 Land $612,400 Building $159,300	$771,700 Land $612,400 Building $159,300
2019	$5,479.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 74 Waterloo St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 74 Waterloo St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF WARRENTON serves 11,801 people · EPA ID VA6061600
Water Source	Surface water
Last State Inspection	May 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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