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93 Universal Trl, Palm Coast, FL 32164 Property Records

Flagler County property record for 93 Universal Trl, Palm Coast, FL 32164 · Last verified January 2026

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,973 sqft · built 2005
Lot Size0.23 acres (10,019 sqft)
OwnerIndividual Name on File
Last Sale$195,000 (Dec 2015)
Tax Bill$3,159 (2025)
Deeds & MortgagesAug 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN07-11-31-7057-00370-0140

Property Details

APN / Parcel Number

Primary APN07-11-31-7057-00370-0140

Interior

Full Baths3 Baths
Stories1 Story
Building Area2,973 sqft Heated Area
Gross Area4,145 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2007
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,019 sqft (0.23 acres)
DrivewayDriveway
Driveway Area416 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address93 UNIVERSAL TRL
CityPALM COAST
StateFL
Zip32164-5712
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPALM COAST SEC 57 BLK 37 LOT 14 OR 101 PG 404 OR 227 PG 205 OR 317 PG 294 OR 537 PG 1846 OR 1043 PG 439 OR 1328 PG 303 OR 192
Legal Range31E
Legal Township11S
Legal Section07
Legal SubdivisionPALM COAST
Legal Block37
Legal Lot Number14
JurisdictionFLAGLER FL
Township / Civil DivisionBUNNELL
Census Block Group1
Census Block1017
Census Tract60208

Owner

Source: Flagler County records · APN 07-11-31-7057-00370-0140

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address93 UNIVERSAL TRL, PALM COAST, FL 32164-5712
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 29, 2015 · Amount on Record
Deed SaleDec 29, 2015 · Amount on Record
Prior SaleFeb 18, 2013 · Amount on Record
Deed Document Number2015038808
Deed Book / Page2103 / 1015
Record UpdatedJun 08, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLAGLER FL
Property Address93 UNIVERSAL TRL, PALM COAST, FL 32164-5712
Transaction TypeMortgage
Record UpdatedDec 23, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address93 UNIVERSAL TRL, PALM COAST, FL 32164-5712

Mortgage

Document Number0025921373
DateAug 06, 2021
Book Page2592/1373
Instrument2021043313
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
AddressNEW YORK, NY 10007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 01, 2036

Tax Assessment & Valuation

Source: Flagler County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
MunicipalityPalm Coast City
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,159.00 (+5.23%) Homeowner's exemption$217,006 (+5.99%)$352,844 (-0.6%) Land $52,000 Building $300,844
2023$3,002.00 (+1.11%) Homeowner's exemption$204,748 (+3%)$354,980 (+1.3%) Land $44,500 Building $310,480
2022$2,969.00 Homeowner's exemption$198,785$350,411 Land $45,500 Building $304,911

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120350602081, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 35 individual NFIP policies nearby
Community Rating SystemClass 4 (30% premium discount)
Nearby Flood Policies35 in force
Nearby Flood Claims6 (2009–2023)
Claims Outside the SFHA6 of 6
Most Recent ClaimOct 2023, rainfall accumulation
Claims By Storm
  • Hurricane Ian, Sep 2022 · 2 claims
  • Severe Storms, Flooding, Tornadoes, And Straight-line Winds, May 2009 · 2 claims

Wildfire

Wildfire RiskModerate
above 53% of the US · above 23% of Florida
Wildfire LikelihoodAbout 1 in 813 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 189 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Metronet HoldingsFiber5,120 / 5,120
SpectrumCable1,000 / 1,000
AT&TDSL100 / 20

May also be available at this address: Verizon, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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