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91 Universal Trl, Palm Coast, FL 32164 Property Records

Flagler County property record for 91 Universal Trl, Palm Coast, FL 32164 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,966 sqft · built 2014
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on File
Last Sale$215,085 (May 2014)
Tax Bill$3,088 (2025)
Deeds & MortgagesMay 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN07-11-31-7057-00370-0130

Property Details

APN / Parcel Number

Primary APN07-11-31-7057-00370-0130

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area1,966 sqft Living Area
Gross Area2,911 sqft
1st Floor Area1,966 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Exterior MaterialConcrete
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area10,019 sqft (0.23 acres)
DrivewayConcrete Driveway
Driveway Area432 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address91 UNIVERSAL TRL
CityPALM COAST
StateFL
Zip32164-5712
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPALM COAST SEC 57 BLK 37 LOT 13 OR 190 PG 275 OR 876 PG 980 OR 1395/1911 OR 1967/455 OR 2001/683
Legal Range31E
Legal Township11S
Legal Section07
Legal SubdivisionPALM COAST
Legal Block37
Legal Lot Number13
JurisdictionFLAGLER FL
Township / Civil DivisionBUNNELL
Census Block Group1
Census Block1017
Census Tract60208

Owner

Source: Flagler County records · APN 07-11-31-7057-00370-0130

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address91 UNIVERSAL TRL, PALM COAST, FL 32164-5712
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 01, 2014 · Amount on Record
Deed SaleMay 01, 2014 · Amount on Record
Prior SaleSep 25, 2013 · Amount on Record
Deed Document Number201413173
Deed Book / Page2001 / 683
Last Transfer DateMay 07, 2021
Transfer Doc0025631018
Record UpdatedJun 08, 2026

May 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionFLAGLER FL
Recording DateMay 17, 2021
Property Address91 UNIVERSAL TRL, PALM COAST, FL 32164-5712
Document Number0025631018
Book / Page2563 / 1018
Map ReferenceMB 17 PG 12
Instrument DateMay 07, 2021
Instrument2021027247
Transaction TypeTransfer
Record UpdatedDec 23, 2025
Title CompanyAGENT'S CHOICE TITLE LLC, AGENTS CHOICE TITLE LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address91 UNIVERSAL TRL, PALM COAST, FL 32164-5712

Mortgage

Document Number0025631019
DateMay 17, 2021
Instrument2563/1019
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2051

Tax Assessment & Valuation

Source: Flagler County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
MunicipalityPalm Coast City
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,088.00 (+2.56%) Homeowner's exemption$213,062 (+5.99%)$307,289 (-1.97%) Land $52,000 Building $255,289
2024$3,011.00 (+2.66%)
2023$2,933.00 (+1.1%) Homeowner's exemption$201,026 (+3%)$313,473 (+2.4%) Land $44,500 Building $268,973
2022$2,901.00 Homeowner's exemption$195,171$306,115 Land $45,500 Building $260,615

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120350602081, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 35 individual NFIP policies nearby
Community Rating SystemClass 4 (30% premium discount)
Nearby Flood Policies35 in force
Nearby Flood Claims6 (2009–2023)
Claims Outside the SFHA6 of 6
Most Recent ClaimOct 2023, rainfall accumulation
Claims By Storm
  • Hurricane Ian, Sep 2022 · 2 claims
  • Severe Storms, Flooding, Tornadoes, And Straight-line Winds, May 2009 · 2 claims

Wildfire

Wildfire RiskModerate
above 53% of the US · above 23% of Florida
Wildfire LikelihoodAbout 1 in 813 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 189 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Metronet HoldingsFiber5,120 / 5,120
SpectrumCable1,000 / 1,000
AT&TDSL100 / 20

May also be available at this address: Verizon, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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