93 Tobago Ln, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 93 Tobago Ln, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,716 sqft · built 2021
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$448,000 (May 2024)
Tax Bill	$4,636 (2025)
Deeds & Mortgages	May 2024 Sale & Mortgage Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`027442-5620`

Property Details

APN / Parcel Number

Primary APN	`027442-5620`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	1,716 sqft Living Area
Gross Area	2,382 sqft
1st Floor Area	1,716 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	204 sqft
Patio Area	170 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	93 TOBAGO LN
City	SAINT AUGUSTINE
State	FL
Zip	32092-1155
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	95/38-45 WINDWARD RANCH PHASE FIFTEEN LOT 562 OR5947/1620
Legal Range	28E
Legal Township	07S
Legal Section	42
Legal Subdivision	WINDWARD RANCH PHASE FIFTEEN
Legal Block	1
Legal Lot Number	562
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2017
Census Tract	20906

Owner

Source: St. Johns County assessment roll, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	93 TOBAGO LN, SAINT AUGUSTINE, FL 32092-1155
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 10, 2024	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Mar 5, 2021	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage LENNAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 10, 2024 · Amount on Record
Deed Sale	May 10, 2024 · Amount on Record
Prior Sale	Mar 5, 2021 · Amount on Record
Deed Document Number	202436242
Deed Book / Page	5947 / 1620
Record Updated	Jun 8, 2026

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	May 10, 2024
Property Address	93 TOBAGO LN, SAINT AUGUSTINE, FL 32092-1155
Document Number	0059471620
Book / Page	5947 / 1620
Map Reference	MB 95 PG 38
Instrument Date	May 10, 2024
Instrument	2024036242
Transaction Type	Transfer
Record Updated	Oct 23, 2025
Title Company	ACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TTL SVCS OF ST JOHNS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,136.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	93 TOBAGO LN, SAINT AUGUSTINE, FL 32092-1155

Mortgage

Document Number	2024036243
Date	May 10, 2024
Instrument	2024036243

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2054

March 2021: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Mar 5, 2021
Property Address	93 TOBAGO LN, SAINT AUGUSTINE, FL 32092-1155
Document Number	0051981482
Book / Page	5198 / 1482
Map Reference	MB 95 PG 38
Instrument Date	Feb 26, 2021
Instrument	2021024839
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 23, 2025
Title Company	LENNAR TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,165.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9440 PHILIPS HWY STE 7, 7, JACKSONVILLE, FL 32256-1339

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	93 TOBAGO LN, ST AUGUSTINE, FL 32092-1155

Mortgage

Document Number	0051981486
Date	Mar 5, 2021
Instrument	5198/1486

Lender

Name	LENNAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2036

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$334,099 (-6.73%) Land $100,000 Building $234,099	$334,099 (-6.73%) Land $100,000 Building $234,099
2025	$4,636.00 (+20.42%) Homeowner's exemption	$358,223 (+9.81%)	$358,223 (-2.82%) Land $100,000 Building $258,223
2024	$3,850.00 (+1.99%) Homeowner's exemption	$326,235 (+3%)	$368,628 (+14%) Land $100,000 Building $268,628
2023	$3,775.00 (+2.92%) Homeowner's exemption	$316,733 (+3%)	$323,372 (+5.16%) Land $90,720 Building $232,652
2022	$3,668.00 Homeowner's exemption	$307,508	$307,508 Land $84,000 Building $223,508

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 74 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	74 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 43% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Fiber	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Tobago Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures