St. Johns County property record for 112 Tobago Ln, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,126 sqft · built 2020 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $318,000 (Mar 2020) |
| Tax Bill | $5,048 (2025) |
| Deeds & Mortgages | Feb 2024 Transfer May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 027442-5600 |
| Primary APN | 027442-5600 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,126 sqft Living Area |
| Gross Area | 2,700 sqft |
| 1st Floor Area | 2,126 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,761 sqft (0.27 acres) |
| Garage Type | Attached |
| Garage Area | 414 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 112 TOBAGO LN |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-1155 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 95/38-45 WINDWARD RANCH PHASE FIFTEEN LOT 560 OR4910/748 & 5905/1431 |
| Legal Range | 28E |
| Legal Township | 07S |
| Legal Section | 42 |
| Legal Subdivision | WINDWARD RANCH PHASE FIFTEEN |
| Legal Block | 1 |
| Legal Lot Number | 560 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 20906 |
Source: St. Johns County records · APN 027442-5600
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 112 TOBAGO LN, SAINT AUGUSTINE, FL 32092-1155 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Feb 27, 2024 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| May 11, 2020 | Deed of Trust, Mortgage · VA Mortgage EAGLE HOME MORTGAGE LLC |
| Mar 26, 2020 | Special Warranty Deed, Subdivision Related Transfer · VA Mortgage EAGLE HOME MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 26, 2020 · Amount on Record |
| Deed Sale | Mar 26, 2020 · Amount on Record |
| Deed Document Number | 202024237 |
| Deed Book / Page | 4910 / 748 |
| Last Transfer Date | Feb 27, 2024 |
| Transfer Doc | 0059051431 |
| Record Updated | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Feb 27, 2024 |
| Property Address | 112 TOBAGO LN, SAINT AUGUSTINE, FL 32092-1155 |
| Document Number | 0059051431 |
| Book / Page | 5905 / 1431 |
| Map Reference | MB 95 PG 38 |
| Instrument Date | Feb 27, 2024 |
| Instrument | 2024014292 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 112 TOBAGO LN, SAINT AUGUSTINE, FL 32092-1155 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 112 TOBAGO LN, SAINT AUGUSTINE, FL 32092-1155 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 112 TOBAGO LN, SAINT AUGUSTINE, FL 32092-1155 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0049400706 |
|---|---|
| Date | May 11, 2020 |
| Book Page | 4940/706 |
| Instrument | 2020036163 |
| Name | EAGLE HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33172 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Apr 01, 2050 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Mar 26, 2020 |
| Property Address | 112 TOBAGO LN, SAINT AUGUSTINE, FL 32092-1155 |
| Document Number | 0049100748 |
| Book / Page | 4910 / 748 |
| Map Reference | MB 95 PG 38 |
| Instrument Date | Mar 25, 2020 |
| Instrument | 2020024237 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | CALATLANTIC TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,226.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9440 PHILIPS HWY STE 7, 9440, JACKSONVILLE, FL 32256-1339 |
| Name | Verified Name |
|---|---|
| Address | 112 TOBAGO LANAE, ST AUGUSTINE, FL 32092-1155 |
| Document Number | 49100752 |
|---|---|
| Date | Mar 26, 2020 |
| Instrument | 4910/0752 |
| Name | EAGLE HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2050 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $366,408 (-6.97%) Land $100,000 Building $266,408 | $366,408 (-10.34%) Land $100,000 Building $266,408 | |
| 2025 | $5,048.00 (+13.74%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $393,861 (+1.1%) | $408,642 (-0.51%) Land $110,000 Building $298,642 |
| 2024 | $4,438.00 (+3.35%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $389,559 (+8.92%) | $410,723 (+12.79%) Land $100,000 Building $310,723 |
| 2023 | $4,294.00 (+2.8%) Homeowner's exemption | $357,664 (+3%) | $364,148 (+4.87%) Land $90,720 Building $273,428 |
| 2022 | $4,177.00 Homeowner's exemption | $347,247 | $347,247 Land $84,000 Building $263,247 |
Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 74 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 74 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2024 · other causes |
| Wildfire Risk | Moderate above 66% of the US · above 43% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Fiber | 2,000 / 250 |
May also be available: Verizon.
Based on FCC filings for 203 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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