93 South St, Needham, MA 02492 Property Records

Norfolk County and Needham Town property record for 93 South St, Needham, MA 02492

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,924 sqft · built 2024
Lot Size	0.508 acres (22,216 sqft)
Owner	2 Individual Names on File
Last Sale	$2,400,000 (Aug 2025)
Tax Bill	$23,196 (2025)
Deeds & Mortgages	Oct 2023 Refinance Aug 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`M:0080004700000`

Property Details

APN / Parcel Number

Primary APN	`M:0080004700000`
Alternative APNs	`NEED M:008.0 B:0047 L:0000.0` `NEED M:008.0 B:0057 L:0000.0`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	3 Stories
Building Area	1,924 sqft Living Area
Gross Area	4,570 sqft
1st Floor Area	1,576 sqft
Basement Area	1,071 sqft
Unfinished Basement	1,071 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	22,216 sqft (0.508 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	93 SOUTH ST
City	NEEDHAM
State	MA
Zip	02492-2704
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SRB
Legal Block	57
Jurisdiction	NEEDHAM MA
Township / Civil Division	NEEDHAM
Census Block Group	4
Census Block	4010
Census Tract	403100

Owner

93 South St is owned and occupied by two individuals who bought it in August 2025.

Source: Norfolk County and Needham Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	93 SOUTH ST, NEEDHAM, MA 02492-2704
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance NEEDHAM BANK
Aug 22, 2025	Quit Claim Deed, Transfer · Conventional Mortgage LEADER BANK NA
Sep 10, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage NEEDHAM BANK
Sep 24, 2018	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 22, 2025 · Amount on File
Deed Sale	Aug 22, 2025 · Amount on File
Prior Sale	Sep 10, 2021 · Amount on File
Deed Book / Page	42604 / 170
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEEDHAM MA
Property Address	93 SOUTH ST, NEEDHAM, MA 02492-2704
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041474-96
Date	Oct 24, 2023
Book Page	41474/96
Instrument	69608

Lender

Name	NEEDHAM BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

August 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEEDHAM MA
Recording Date	Aug 22, 2025
Property Address	93 SOUTH ST, NEEDHAM, MA 02492-2704
Document Number	042604-170
Book / Page	42604 / 170
Instrument Date	Aug 22, 2025
Instrument	58575
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	93 SOUTH ST, NEEDHAM, MA 02492-2704

Mortgage

Document Number	0000058576
Date	Aug 22, 2025
Instrument	58576

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.88%
Type Change Date	Sep 1, 2032
Index	Other

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEEDHAM MA
Recording Date	Sep 10, 2021
Property Address	93 SOUTH ST, NEEDHAM, MA 02492-2704
Document Number	039833-267
Book / Page	39833 / 267
Instrument Date	Sep 10, 2021
Instrument	117378
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 CHESTNUT ST STE 28, 28, NEEDHAM, MA 02492-2520

Mortgage

Document Number	0000117380
Date	Sep 10, 2021
Instrument	117380

Lender

Name	NEEDHAM BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEEDHAM MA
Property Address	93 SOUTH ST, NEEDHAM, MA 02492-2704
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36314-493
Date	Sep 24, 2018
Book Page	36314/493
Instrument	85022

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 93 South St was $23,196.

Source: Norfolk County and Needham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Needham Town
Unified School District	Needham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$23,196.00	$2,188,300 Land $871,600 Building $1,316,700	$2,240,385 (-9.88%)
2024			$2,485,865
2023	$13,549.00	$1,039,000 Land $597,700 Building $441,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 93 South St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1982)
Most Recent Claim	Jun 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 93 South St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEEDHAM WATER DEPT serves 31,664 people · EPA ID MA3199000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jun 2024
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50

May also be available: T-Mobile.

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