Norfolk County and Needham Town property record for 79 South St, Needham, MA 02492
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,839 sqft · built 1926 |
| Lot Size | 0.494 acres (21,519 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,800,000 (May 2025) |
| Tax Bill | $15,764 (2025) |
| Deeds & Mortgages | May 2026 Transfer May 2025 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M:0080004500000 |
| Primary APN | M:0080004500000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 1,839 sqft Living Area |
| Gross Area | 3,168 sqft |
| 1st Floor Area | 1,715 sqft |
| Basement Area | 1,715 sqft |
| Unfinished Basement | 1,715 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Tudor |
| Exterior Material | Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 21,519 sqft (0.494 acres) |
| Garage Type | Detached |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Street Address | 79 SOUTH ST |
|---|---|
| City | NEEDHAM |
| State | MA |
| Zip | 02492-2704 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SRB |
| Legal Subdivision | NEEDHAMDALE ASSOC |
| Legal Block | 45 |
| Jurisdiction | NEEDHAM MA |
| Township / Civil Division | NEEDHAM |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 403100 |
Source: Norfolk County and Needham Town records · APN M:0080004500000
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 79 SOUTH ST, NEEDHAM, MA 02492-2704 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
| Date | Document |
|---|---|
| May 27, 2026 | Quit Claim Deed, Transfer Quitclaim |
| May 23, 2025 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage CITIZENS BANK |
| Oct 31, 2019 | Deed of Trust, Mortgage · Balloon Mortgage CITIZENS BANK |
| Jul 29, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK OF RHODE ISLAND |
| Jul 31, 2020 | Deed of Trust, Mortgage · Balloon Mortgage CITIZENS BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 23, 2025 · Amount on Record |
| Deed Sale | May 23, 2025 · Amount on Record |
| Prior Sale | Jun 04, 2010 · Amount on Record |
| Deed Document Number | 202532523 |
| Deed Book / Page | 42416 / 143 |
| Last Transfer Date | May 20, 2026 |
| Transfer Doc | 043130-469 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Recording Date | May 27, 2026 |
| Property Address | 79 SOUTH ST, NEEDHAM, MA 02492-2704 |
| Document Number | 043130-469 |
| Book / Page | 43130 / 469 |
| Instrument Date | May 20, 2026 |
| Instrument | 202634983 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 79 SOUTH ST, NEEDHAM, MA 02492-2704 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Recording Date | May 23, 2025 |
| Property Address | 79 SOUTH ST, NEEDHAM, MA 02492-2704 |
| Document Number | 042416-143 |
| Book / Page | 42416 / 143 |
| Instrument Date | May 23, 2025 |
| Instrument | 32523 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 79 SOUTH ST, NEEDHAM, MA 02492-2704 |
| Document Number | 0000032524 |
|---|---|
| Date | May 23, 2025 |
| Instrument | 32524 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Type Change Date | Jun 01, 2030 |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Property Address | 79 SOUTH ST, NEEDHAM, MA 02492-2704 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 37299-224 |
|---|---|
| Date | Oct 31, 2019 |
| Book Page | 37299/224 |
| Instrument | 100123 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Property Address | 79 SOUTH ST, NEEDHAM, MA 02492-2704 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38151-55 |
|---|---|
| Date | Jul 29, 2020 |
| Book Page | 38151/55 |
| Instrument | 75035 |
| Name | CITIZENS BANK OF RHODE ISLAND |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Property Address | 79 SOUTH ST, NEEDHAM, MA 02492-2704 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38163-324 |
|---|---|
| Date | Jul 31, 2020 |
| Book Page | 38163/324 |
| Instrument | 76476 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Norfolk County and Needham Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Norfolk County |
| County Subdivision | Needham Town |
| Unified School District | Needham School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,764.00 (+5.84%) | $1,487,200 (+30.2%) Land $823,500 Building $663,700 | $1,701,830 (+0.41%) |
| 2024 | $1,694,895 | ||
| 2023 | $14,894.00 | $1,142,200 Land $597,500 Building $544,700 |
Source: FEMA National Flood Hazard Layer as of May 26, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1982) |
| Most Recent Claim | Jun 1982 · rainfall accumulation |
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Radiate Holdings Cable | 1,500 / 50 |
May also be available: T-Mobile USA.
Based on FCC filings for 224 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NEEDHAM WATER DEPT serves 31,664 people |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Jun 2024 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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