93 Smith St, Howell, NJ 07731 Property Records

Monmouth County and Howell Township property record for 93 Smith St, Howell, NJ 07731

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,372 sqft · built 1965
Lot Size	0.257 acres (11,199 sqft)
Owner	2 Individual Names on Record
Last Sale	$315,000 (May 2020)
Tax Bill	$7,929 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Aug 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`21-00110-0000-00056-01`

Property Details

APN / Parcel Number

Primary APN	`21-00110-0000-00056-01`
Alternative APNs	`21001100000000560001` `047020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,372 sqft Living Area
1st Floor Area	858 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Cape Cod
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Shingle
Lot Area	11,199 sqft (0.257 acres)
Lot Dimensions	112 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	396 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	128 sqft
Greenhouse	224 sqft

Utilities, Heating & Cooling

Sewer	Septic

Location & Zoning

Account Number	047020
Street Address	93 SMITH ST
City	HOWELL
State	NJ
Zip	07731-8525
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-50
Legal Subdivision	FREEWOOD ACRES
Legal Block	110
Legal Lot Number	56.1
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HOWELL
Census Block Group	2
Census Block	2019
Census Tract	811301

Owner

Source: Monmouth County and Howell Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	93 SMITH ST, HOWELL, NJ 07731-8525
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Aug 12, 2022	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
May 13, 2020	Grant Deed, Transfer · FHA Mortgage HOME PT FIN'L
Dec 4, 2019	Grant Deed, Transfer FOUNDATION TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2020 · Amount on Record
Deed Sale	May 13, 2020 · Amount on Record
Prior Sale	Dec 4, 2019 · Amount on Record
Deed Document Number	202050159
Deed Book / Page	9413 / 5944
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	93 SMITH ST, HOWELL, NJ 07731-8525
Transaction Type	Mortgage
Record Updated	Dec 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	93 SMITH ST, HOWELL, NJ 07731-8525

Mortgage

Document Number	0096680154
Date	Nov 16, 2023
Book Page	9668/154
Instrument	2023080533

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	319 Months
Due	Jun 1, 2050

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	93 SMITH ST, HOWELL, NJ 07731-8525
Transaction Type	Mortgage
Record Updated	Aug 31, 2022
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	93 SMITH ST, HOWELL, NJ 07731-8525

Mortgage

Document Number	0096101154
Date	Aug 12, 2022
Book Page	9610/1154
Instrument	2022082924

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	334 Months
Due	Jun 1, 2050

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	May 13, 2020
Property Address	93 SMITH ST, HOWELL, NJ 07731-8525
Document Number	0000050159
Book / Page	009413 / 005944
Instrument Date	Apr 28, 2020
Instrument	50159
Transaction Type	Transfer
Record Updated	Jul 20, 2020
Title Company	FIRST INTEGRITY TITLE AGENCY LLC, FIRST INTEGRITY TITLE AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$315.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	93 SMITH ST HOWELL NJ 077318525, HOWELL, NJ 07731-8525

Mortgage

Document Number	50160
Date	May 13, 2020
Book Page	009413/005956
Instrument	50160

Lender

Name	HOME PT FIN'L
Address	PARSIPPANY, NJ 07054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 12, 2050

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Dec 4, 2019
Property Address	93 SMITH ST, HOWELL, NJ 07731-8525
Document Number	0000115231
Book / Page	009383 / 002097
Instrument Date	Nov 15, 2019
Instrument	115231
Transaction Type	Transfer
Record Updated	Dec 31, 2019
Title Company	FOUNDATION TITLE

Transaction

Amount	Amount Recorded
Tax	$185.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	93 SMITH ST HOWELL NJ 077318525, HOWELL, NJ 07731-8525

Tax Assessment & Valuation

Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Howell Township
Secondary School District	Freehold Regional School District (09 - 12)
Elementary School District	Howell Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$509,000 (+10.22%) Land $262,900 Building $246,100	$509,000 (+10.22%) Land $262,900 Building $246,100
2025	$7,929.00 (+4.55%)	$461,800 (+16.09%) Land $217,900 Building $243,900	$461,800 (+16.09%) Land $217,900 Building $243,900
2024	$7,584.00 (+0.16%)
2023		$397,800 Land $152,900 Building $244,900	$397,800 Land $152,900 Building $244,900
2022	$7,572.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2009 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 66% of New Jersey
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Optimum Cable · Fiber in parts of the area	940 / 35

May also be available: T-Mobile.

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