76 Smith St, Howell, NJ 07731 Property Records

Monmouth County and Howell Township property record for 76 Smith St, Howell, NJ 07731

Property Summary

Property Type	Single Family Home
Details	1 bd · 2.5 ba · 1,452 sqft · built 1959
Lot Size	0.23 acres (10,001 sqft)
Owner	2 Individual Names on Record
Last Sale	$236,000 (Mar 2016)
Tax Bill	$7,088 (2025)
Deeds & Mortgages	Apr 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-00116-0000-00002-04`

Property Details

APN / Parcel Number

Primary APN	`21-00116-0000-00002-04`
Alternative APNs	`21001160000000020004` `04918201`

Interior

Bedrooms	1 Bed
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,452 sqft Living Area
1st Floor Area	1,452 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Other
Lot Area	10,001 sqft (0.23 acres)
Lot Dimensions	200 ft deep x 50 ft wide
Porch	Open Porch
Patio Area	210 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	04918201
Street Address	76 SMITH ST
City	HOWELL
State	NJ
Zip	07731-8529
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	6233
Legal Block	116
Legal Lot Number	2.4
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HOWELL
Census Block Group	2
Census Block	2017
Census Tract	811301

Owner

Source: Monmouth County and Howell Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	76 SMITH ST, HOWELL, NJ 07731-8529
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2016 · Amount on Record
Deed Sale	Mar 30, 2016 · Amount on Record
Prior Sale	Nov 1, 2013 · Amount on Record
Deed Document Number	201628469
Deed Book / Page	9158 / 5855
Record Updated	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	76 SMITH ST, HOWELL, NJ 07731-8529
Transaction Type	Mortgage
Record Updated	May 9, 2023
Title Company	COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	76 SMITH ST, HOWELL, NJ 07731-8529

Mortgage

Document Number	0096419135
Date	Apr 20, 2023
Book Page	9641/9135
Instrument	2023027452

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	276 Months
Due	Apr 1, 2046

Tax Assessment & Valuation

Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Howell Township
Secondary School District	Freehold Regional School District (09 - 12)
Elementary School District	Howell Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$459,600 (+11.34%) Land $261,500 Building $198,100	$459,600 (+11.34%) Land $261,500 Building $198,100
2025	$7,088.00 (+5.32%)	$412,800 (+21.52%) Land $216,500 Building $196,300	$412,800 (+21.52%) Land $216,500 Building $196,300
2024	$6,730.00 (+4.99%)
2023		$339,700 Land $151,500 Building $188,200	$339,700 Land $151,500 Building $188,200
2022	$6,410.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2009 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 56% of New Jersey
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20