93 Rio Grande Dr, Durango, CO 81301 Property Records

La Plata County property record for 93 Rio Grande Dr, Durango, CO 81301

Property Summary

Property Type	Multi-Family Dwellings
Details	4 bd · 3 ba · 4,993 sqft · built 1984
Lot Size	0.487 acres (21,214 sqft)
Owner	2 Individual Names on File
Last Sale	$775,000 (Jun 2021)
Tax Bill	$3,819 (2025)
Deeds & Mortgages	Apr 2018 Mortgage Jun 2021 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5371-362-03-004`

Property Details

APN / Parcel Number

Primary APN	`5371-362-03-004`
Alternative APN	`R008751`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Units	2 Units
Stories	1 Story
Building Area	4,993 sqft Living Area
Gross Area	6,403 sqft
1st Floor Area	3,833 sqft
Basement Area	1,160 sqft
Finished Basement	1,160 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Custom Design
Lot Area	21,214 sqft (0.487 acres)
Garage Type	Attached
Garage Area	1,410 sqft

Exterior Amenities

Porch	Unfinished Open Porch
Porch Area	40 sqft
Deck Area	Deck Area
Patio Area	812 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Heating Fuel	Electric

Location & Zoning

Account Number	R008751
Street Address	93 RIO GRANDE DR
City	DURANGO
State	CO
Zip	81301-7113
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	SUBDIVISION: LA PLATA ESTATES BLOCK: 0 LOT: 4 LA PLATA EST RESUB LOT 4 & 9 93 RIO GRANDE DR DURANGO 81301
Legal Subdivision	LA PLATA ESTATES
Legal Block	2
Legal Lot Number	4,9
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	2
Census Block	2016
Census Tract	970705

Owner

93 Rio Grande Dr, a residential property, is owned and occupied by two individuals who bought it in June 2021.

Source: La Plata County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	93 RIO GRANDE DR, DURANGO, CO 81301-7113
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2018	Deed of Trust, Mortgage · Commercial Mortgage BANK OF THE SAN JUANS
Jun 9, 2021	Warranty Deed, Transfer · Line of Credit ZB NA
May 26, 2021	Deed of Trust, Construction Loan · Construction Mortgage BANK OF CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2021 · Amount on File
Deed Sale	Jun 9, 2021 · Amount on File
Prior Sale	Feb 4, 2002
Deed Document Number	20211193799
Record Updated	Oct 29, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	93 RIO GRANDE DR, DURANGO, CO 81301-7113
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001141611
Date	Apr 9, 2018
Instrument	1141611

Lender

Name	BANK OF THE SAN JUANS
Type	Bank
Address	DURANGO, CO 81301

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Jun 9, 2021
Property Address	93 RIO GRANDE DR, DURANGO, CO 81301-7113
Document Number	0001193799
Map Reference	DOC 497618
Instrument Date	Jun 8, 2021
Instrument	1193799
Transaction Type	Transfer
Record Updated	Jun 30, 2023
Title Company	T TITLE DURANGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$77.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	93 RIO GRANDE DR, DURANGO, CO 81301-7113

Mortgage

Document Number	0001193801
Date	Jun 9, 2021
Instrument	1193801

Lender

Name	ZB NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 7, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Mortgage

Document Number	0001193800
Date	Jun 9, 2021
Instrument	1193800

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company
Address	ENGLEWOOD, CO 80111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

May 2021: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Recording Date	May 26, 2021
Property Address	93 RIO GRANDE DR, DURANGO, CO 81301-7113
Document Number	0001192972
Instrument Date	May 20, 2021
Instrument	1192972
Transaction Type	Construction Loan
Record Updated	Jun 30, 2021
Title Company	CAPSTONE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	93 RIO GRANDE DR DURANGO CO 813017113, DURANGO, CO 81301-7113

Mortgage

Document Number	0001192972
Date	May 26, 2021
Instrument	1192972

Lender

Name	BANK OF CO
Type	Bank
Address	DURANGO, CO 81301

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	May 25, 2022

Tax Assessment & Valuation

The 2025 property tax bill for 93 Rio Grande Dr was $3,819.

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$69,250 (+1.81%) Land $14,670 Building $54,580	$1,088,410 (-) Land $230,630 Building $857,780
2025	$3,819.00	$68,020 Land $14,410 Building $53,610	$1,088,410 Land $230,630 Building $857,780
2023	$2,240.00 (+36.42%)	$51,650 (+37.92%) Land $12,660 Building $38,990	$770,860 (+39.97%) Land $188,960 Building $581,900
2022	$1,642.00	$37,450 Land $12,370 Building $25,080	$550,750 Land $181,940 Building $368,810

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 93 Rio Grande Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	2 (2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 93 Rio Grande Dr is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 57% of Colorado
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Visionary Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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