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45 Rio Grande Dr, Durango, CO 81301 Property Records

La Plata County property record for 45 Rio Grande Dr, Durango, CO 81301

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.75 ba · 4,912 sqft · built 1979
Lot Size0.558 acres (24,306 sqft)
OwnerCompany Name on File
Last Sale$940,000 (Sep 2022)
Tax Bill$3,408 (2025)
Deeds & MortgagesFeb 2023 Sale
Sep 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN5371-362-03-006

Property Details

APN / Parcel Number

Primary APN5371-362-03-006
Alternative APN
  • R014545

Interior

Bedrooms4 Beds
Full Baths3.75 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area4,912 sqft Living Area
Gross Area5,572 sqft
Basement Area970 sqft
Finished Basement970 sqft

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleCustom Design
Lot Area24,306 sqft (0.558 acres)
Garage TypeAttached
Garage Area660 sqft

Exterior Amenities

PorchUnfinished Open Porch
Porch Area222 sqft
Deck AreaDeck Area
Patio Area874 sqft

Utilities, Heating & Cooling

Heating SystemHot Water

Location & Zoning

Account NumberR014545
Street Address45 RIO GRANDE DR
CityDURANGO
StateCO
Zip81301-7113
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBDIVISION: LA PLATA ESTATES BLOCK: 0 LOT: 2 LA PLATA EST SUB 45 RIO GRANDE DR DURANGO 81301
Legal SubdivisionLA PLATA ESTATES
Legal Block2
Legal Lot Number2
JurisdictionLA PLATA CO
Township / Civil DivisionDURANGO
Census Block Group2
Census Block2016
Census Tract970705

Owner

45 Rio Grande Dr is owned by a company that bought it in September 2022.

Source: La Plata County records, as of July 20, 2026

Owner of RecordCompany Name on File
Mailing Address3225 MCLEOD DR, 777, LAS VEGAS, NV 89121-2257
Owner TypeCompany
VestingLimited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 13, 2023Warranty Deed, Transfer
Sep 27, 2022Special Warranty Deed, Transfer · Conventional Mortgage
CALIBER HOME LOANS INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 27, 2022 · Amount on File
Deed SaleSep 27, 2022 · Amount on File
Prior SaleJul 25, 1997 · Amount on File
Deed Document Number20221215608
Record UpdatedOct 29, 2026

February 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLA PLATA CO
Recording DateFeb 13, 2023
Property Address45 RIO GRANDE DR, DURANGO, CO 81301-7113
Document Number0001219371
Map ReferenceDOC 474229
Instrument DateJan 23, 2023
Instrument1219371
Transaction TypeTransfer
Record UpdatedFeb 22, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3225 MCLEOD DR # 777, 777, LAS VEGAS, NV 89121-2257

September 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionLA PLATA CO
Recording DateSep 27, 2022
Property Address45 RIO GRANDE DR, DURANGO, CO 81301-7113
Document Number0001215608
Map ReferenceDOC 474229
Instrument DateSep 23, 2022
Instrument1215608
Transaction TypeTransfer
Record UpdatedOct 5, 2022
Title CompanyLAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$94.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2121 S YORKTOWN AVE # AVE202, 2121, TULSA, OK 74114-1426

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address11 EQUESTRIAN CT, TIJERAS, NM 87059-7621

Mortgage

Document Number0001215609
DateSep 27, 2022
Instrument1215609
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 45 Rio Grande Dr was $3,408, up 46.8% from the year before.

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

TypeName
StateColorado
CountyLa Plata County
Unified School DistrictDurango School District 9-R (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$61,280 (+0.96%) Land $15,970 Building $45,310$971,220 (-) Land $253,130 Building $718,090
2025$3,408.00 (+46.77%)$60,700 Land $15,820 Building $44,880$971,220 Land $253,130 Building $718,090
2024$2,322.00 (+16.27%)
2023$1,997.00 (+37.06%)$46,040 (+38.55%) Land $13,780 Building $32,260$687,200 (+43.73%) Land $205,720 Building $481,480
2022$1,457.00$33,230 Land $17,150 Building $16,080$478,110 Land $246,730 Building $231,380

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 45 Rio Grande Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 20 policies
Nearby Flood Policies20 in force
Nearby Flood Claims2 (2018)
Claims Outside the SFHA2 of 2
Most Recent ClaimJul 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Rio Grande Dr is high, ranking above 72% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 72% of the US · above 68% of Colorado
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: Visionary Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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