93 Oak Ln, Columbus, NC 28722 Property Records

Polk County property record for 93 Oak Ln, Columbus, NC 28722

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,434 sqft · built 2015
Lot Size	5.01 acres (218,236 sqft)
Owner	Individual Name on Record
Last Sale	$620,000 (Apr 2021)
Tax Bill	$3,355 (2026)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`P74-265`

Property Details

APN / Parcel Number

Primary APN	`P74-265`
Alternative APN	`56277`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	1,434 sqft Finished Area

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Fiber Cement Siding
Foundation Type	Retaining Wall
Roof Type	Gable
Roof Material	Shingle
Lot Area	218,236 sqft (5.01 acres)
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric

Location & Zoning

Account Number	56277
Street Address	93 OAK LN
City	COLUMBUS
State	NC
Zip	28722
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MX
Legal Description	LOT #20, SECTION III, PHASE I, 0S08A STONEY BROOK 09
Legal Subdivision	STONEY BROOK
Legal Phase	1
Legal Lot Number	20
Jurisdiction	POLK NC
Township / Civil Division	COLUMBUS
Census Block Group	1
Census Block	1015
Census Tract	920104

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	94 OAK GROVE DR, TRYON, NC 28782-0136
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2021	Warranty Deed, Transfer · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC
Aug 15, 2018	Warranty Deed, Transfer HOME TRUST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 21, 2021 · Amount on Record
Deed Sale	Apr 21, 2021 · Amount on Record
Prior Sale	Aug 15, 2018 · Amount on Record
Deed Book / Page	458 / 1558
Record Updated	Oct 29, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Apr 21, 2021
Property Address	93 OAK LN, COLUMBUS, NC 28722
Document Number	00458/1558
Book / Page	458 / 1558
Map Reference	FILE E PG 1363
Instrument Date	Apr 16, 2021
Transaction Type	Transfer
Record Updated	Mar 7, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,240.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9990 NC HIGHWAY 801, 9990, MOUNT ULLA, NC 28125-8633

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	94 OAK GROVE DR, TRYON, NC 28782-0136

Mortgage

Document Number	0004581561
Date	Apr 21, 2021
Instrument	458/1561

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Aug 15, 2018
Property Address	93 OAK LN, COLUMBUS, NC 28722
Document Number	000435/572
Book / Page	435 / 572
Instrument Date	Aug 10, 2018
Transaction Type	Transfer
Record Updated	Mar 7, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9990 NC HIGHWAY 801, MOUNT ULLA, NC 28125-8633

Mortgage

Document Number	0000000435/0000000575
Date	Aug 15, 2018
Book Page	0000000435/0000000575

Lender

Name	HOME TRUST BK

Agreement

Amount	Amount Recorded
Term	353 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,355.00	$641,895 (-) Land $125,100 Building $516,795	$641,895 (-) Land $125,100 Building $516,795
2025	$3,355.00 (+5.67%)	$641,895 (+28.74%) Land $125,100 Building $516,795	$641,895 (+28.74%) Land $125,100 Building $516,795
2023	$3,175.00	$498,597 Land $144,505 Building $354,092
2021			$498,597 Land $144,505 Building $354,092

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyrunner Fixed Wireless	500 / 250
Windstream DSL	100 / 20

May also be available: AT&T, Spectrum, Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Oak Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures