105 Oak Ln, Columbus, NC 28722 Property Records

Polk County property record for 105 Oak Ln, Columbus, NC 28722

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,263 sqft · built 1981
Lot Size	1.37 acres (59,677 sqft)
Owner	2 Company Names on Record
Last Sale	$485,000 (Mar 2022)
Tax Bill	$2,911 (2026)
Deeds & Mortgages	Mar 2022 Sale Mar 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`P61-38`

Property Details

APN / Parcel Number

Primary APN	`P61-38`
Alternative APN	`36940`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Building Area	2,263 sqft Finished Area
Basement Area	1,331 sqft
Finished Basement	1,331 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1985
Exterior Material	Wood Siding
Foundation Type	Retaining Wall
Roof Material	Shingle
Lot Area	59,677 sqft (1.37 acres)
Garage Area	679 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	36940
Street Address	105 OAK LN
City	COLUMBUS
State	NC
Zip	28722-4450
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MX
Legal Description	LOT #99, 0M04 MORGAN CHAPEL VILLAGE 09
Legal Subdivision	MORGAN CHAPEL VILLAGE
Legal Lot Number	99
Jurisdiction	POLK NC
Township / Civil Division	COLUMBUS
Census Block Group	1
Census Block	1017
Census Tract	920104

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	51 SPENCE DR, HENDERSONVILLE, NC 28739-4066
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2022	Warranty Deed, Transfer
Mar 23, 2022	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Nov 12, 2020	Deed of Trust, Mortgage · VA Mortgage HOME POINT FINANCIAL CORPORATION
Apr 22, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2022 · Amount on Record
Deed Sale	Mar 23, 2022 · Amount on Record
Prior Sale	Apr 22, 2021 · Amount on Record
Deed Book / Page	468 / 1254
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Mar 23, 2022
Property Address	105 OAK LN, COLUMBUS, NC 28722-4450
Document Number	00468/1273
Book / Page	468 / 1273
Map Reference	SL53857 A-126 PG 64A
Instrument Date	Mar 23, 2022
Transaction Type	Transfer
Record Updated	Apr 14, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	105 OAK LN, 105, COLUMBUS, NC 28722-4450

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 OAK LN, COLUMBUS, NC 28722-4450

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Mar 23, 2022
Property Address	105 OAK LN, COLUMBUS, NC 28722-4450
Document Number	00468/1254
Book / Page	468 / 1254
Map Reference	SL A-126 PG 64A
Instrument Date	Mar 21, 2022
Transaction Type	Transfer
Record Updated	Apr 14, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$970.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21 JASMINE LN, 21, TRYON, NC 28782-0139

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 OAK LN, COLUMBUS, NC 28722-4450

Mortgage

Document Number	0004681257
Date	Mar 23, 2022
Instrument	468/1257

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	105 OAK LN, COLUMBUS, NC 28722-4450
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00453/2240
Date	Nov 12, 2020
Book Page	453/2240

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Apr 22, 2021
Property Address	105 OAK LN, COLUMBUS, NC 28722-4450
Document Number	00458/1622
Book / Page	458 / 1622
Map Reference	SL A-126 PG 64A
Instrument Date	Apr 20, 2021
Transaction Type	Transfer
Record Updated	Mar 7, 2022

Transaction

Amount	Amount Recorded
Tax	$600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9708 18O STREET, 9708, MC ALPIN, FL 32062

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 JASMINE LN, TRYON, NC 28782-0139

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,911.00	$557,003 (-) Land $48,700 Building $508,303	$557,003 (-) Land $48,700 Building $508,303
2025	$2,911.00 (+15.56%)	$557,003 (+40.78%) Land $48,700 Building $508,303	$557,003 (+40.78%) Land $48,700 Building $508,303
2023	$2,519.00	$395,666 Land $38,700 Building $356,966
2021			$395,666 Land $38,700 Building $356,966

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Skyrunner Fixed Wireless	500 / 250
Windstream DSL	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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