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93 Normans Way, Panacea, FL 32346 Property Records

Wakulla County property record for 93 Normans Way, Panacea, FL 32346

Property Summary

Property TypeMobile Home
Details2 bd · 2 ba · 1,066 sqft · built 1982
Lot Size0.689 acres (30,000 sqft)
Owner2 Individual Names on File
Last Sale$75,000 (Nov 2020)
Tax Bill$486 (2025)
Deeds & MortgagesNov 2020 Sale & Mortgage
Jun 2020 Transfer
Flood ZoneZone AE (high risk)
APN13-5S-02W-000-02780-030

Property Details

APN / Parcel Number

Primary APN13-5S-02W-000-02780-030

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,066 sqft Living Area
Gross Area1,263 sqft
1st Floor Area1,066 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1982
Architectural StyleMobile Home
Exterior MaterialConcrete Block
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area30,000 sqft (0.689 acres)
DrivewayDriveway
Driveway Area336 sqft

Exterior Amenities

PorchFlorida Room
Porch Area240 sqft
Deck Area15 sqft
Patio Area192 sqft
Shed1 Shed
Shed Area48 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address93 NORMANS WAY
CityPANACEA
StateFL
Zip32346-2136
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal Description13-5S-2W P-1-30-M-53A PARCEL CONTAINING .68 AC M/L KNOWN AS LOTS 30 & 31 LYING IN THE SE 1/4 OF SEC 13 OR 46 P 366, 368 & OR 86 P 793 OR 252 P 764 OR 872 P 569 DC OR 1154 P 3 OR 1180 P 460
Legal Range02W
Legal Township05S
Legal Section13
Legal Lot Number30,31
JurisdictionWAKULLA FL
Township / Civil DivisionWEST WAKULLA
Census Block Group3
Census Block3006
Census Tract10102

Owner

Source: Wakulla County records, as of March 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address93 NORMANS WAY, PANACEA, FL 32346-2136
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Nov 23, 2020Warranty Deed, Transfer · Conventional Mortgage
SUSAN SWANSON
Jun 5, 2020Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 23, 2020 · Amount on File
Deed SaleNov 23, 2020 · Amount on File
Deed Document Number2020385486
Deed Book / Page1180 / 460
Prior Transfer DateJun 8, 2020
Prior Transfer Doc0000379676
Record UpdatedJun 8, 2026

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWAKULLA FL
Recording DateNov 23, 2020
Property Address93 NORMANS WAY, PANACEA, FL 32346-2136
Document Number0000385486
Book / Page001180 / 000460
Instrument DateNov 17, 2020
Instrument385486
Transaction TypeTransfer
Record UpdatedDec 3, 2020
Title CompanyWAKULLA TITLE COMPANY INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$525.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address93 NORMANS WAY PANACEA FL 323462136, PANACEA, FL 32346-2136

Mortgage

Document Number385487
DateNov 23, 2020
Book Page001180/000462
Instrument385487
Lender
NameSUSAN SWANSON
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term60 Months
DueNov 22, 2025

June 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWAKULLA FL
Recording DateJun 5, 2020
Property Address93 NORMANS WAY, PANACEA, FL 32346-2136
Document Number0000379676
Book / Page001154 / 000003
Instrument DateJun 5, 2020
Instrument379676
Transaction TypeTransfer
Record UpdatedJun 29, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address93 NORMANS WAY PANACEA FL 323462136, PANACEA, FL 32346-2136

Tax Assessment & Valuation

Source: Wakulla County assessment roll, as of January 5, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyWakulla County
Unified School DistrictWakulla County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$486.00 (-45.7%) Homeowner's exemption$74,466 (+5.93%)$81,793 (+14.75%) Land $5,000 Building $76,793
2023$895.00 Homeowner's exemption$70,299$71,279 Land $5,000 Building $66,279

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation19.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 132 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies156 units insured
incl. 24 condo units
Nearby Flood Claims23 (1995–2024)
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Helene, Sep 2024 · 6 claims
  • Hurricane Michael, Oct 2018 · 9 claims
  • Hurricane Hermine, Sep 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 84% of the US · above 75% of Florida
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPANACEA AREA WATER SYSTEM
serves 3,020 people · EPA ID FL1650514
Water SourceGroundwater
Last State InspectionMay 2025
Lead6 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Apr 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
Verizon
Fixed Wireless		25 / 6

May also be available: AT&T, CenturyLink, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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