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59 Normans Way, Panacea, FL 32346 Property Records

Wakulla County property record for 59 Normans Way, Panacea, FL 32346

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,529 sqft · built 1991
Lot Size0.319 acres (13,939 sqft)
OwnerIndividual Name on File
Last Sale$260,000 (Oct 2021)
Tax Bill$1,581 (2025)
Deeds & MortgagesOct 2021 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN13-5S-02W-000-02780-013

Property Details

APN / Parcel Number

Primary APN13-5S-02W-000-02780-013

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,529 sqft Heated Area
Gross Area2,738 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1991
Exterior MaterialWood
Construction TypeFrame
Foundation TypePile
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area13,939 sqft (0.319 acres)
Garage TypeCarport
CarportCarport
Carport Area936 sqft

Exterior Amenities

PorchOpen Porch
Porch Area208 sqft
Deck Area56 sqft
FenceFence
Utility Building80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address59 NORMANS WAY
CityPANACEA
StateFL
Zip32346-2136
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description.39 AC M/L IN THE SE1/4 OF SEC 13 P-1-13-M-53A OR 140 P.41 OR 279 P 336 OR 1235 P 328
Legal Range02W
Legal Township05S
Legal Section13
Legal Lot Number13
JurisdictionWAKULLA FL
Township / Civil DivisionWEST WAKULLA
Census Block Group3
Census Block3006
Census Tract10102

Owner

59 Normans Way is owned and occupied by an individual who bought it in October 2021.

Source: Wakulla County records, as of January 19, 2026

Owner of RecordIndividual Name on File
Mailing Address59 NORMANS WAY, PANACEA, FL 32346-2136
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 26, 2021 · Amount on File
Deed SaleOct 26, 2021 · Amount on File
Deed Document Number397924
Deed Book / Page1235 / 328
Record UpdatedJun 8, 2026

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWAKULLA FL
Recording DateOct 26, 2021
Property Address59 NORMANS WAY, PANACEA, FL 32346-2136
Document Number0000397924
Book / Page1235 / 328
Instrument DateOct 18, 2021
Instrument397924
Transaction TypeTransfer
Record UpdatedFeb 18, 2022
Title CompanyTALLAHASSEE TITLE GROUP LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,820.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address77 BUCKINGHAM RD, 77, YONKERS, NY 10701-6715

Transferred To (Grantee/Buyer)

NameVerified Name
Address1707 N HALL ST APT 186, 186, DALLAS, TX 75204-3908

Mortgage

Document Number0001235332
DateOct 26, 2021
Instrument1235/332
Lender
NameBROKER SOLUTIONS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 59 Normans Way was $1,581 with a homeowner's exemption, up 4.8% from the year before.

Source: Wakulla County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWakulla County
Unified School DistrictWakulla County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,581.00 (+4.77%) Homeowner's exemption$123,012 (+2.9%)$140,918 (+17.88%) Land $5,000 Building $135,918
2024$1,509.00 (-1.76%) Homeowner's exemption$119,545 (-1.33%) Land $5,000 Building $114,545$119,545 (-1.33%) Land $5,000 Building $114,545
2023$1,536.00 (-15.79%) Homeowner's exemption$121,159 (+13.68%) Land $5,000 Building $116,159$121,159 (+13.68%) Land $5,000 Building $116,159
2022$1,824.00$106,582 Land $5,000 Building $101,582$106,582 Land $5,000 Building $101,582

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 59 Normans Way in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation19.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 132 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies156 units insured
incl. 24 condo units
Nearby Flood Claims23 (1995–2024)
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Helene, Sep 2024 · 6 claims
  • Hurricane Michael, Oct 2018 · 9 claims
  • Hurricane Hermine, Sep 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 59 Normans Way is high, ranking above 84% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 84% of the US · above 75% of Florida
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPANACEA AREA WATER SYSTEM
serves 3,020 people · EPA ID FL1650514
Water SourceGroundwater
Last State InspectionMay 2025
Lead6 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Apr 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
Verizon
Fixed Wireless		25 / 6

May also be available: AT&T, CenturyLink, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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