Marin County property record for 93 Montego Key, Novato, CA 94949
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,900 sqft · built 1963 |
| Lot Size | 0.307 acres (13,370 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $11,176 (2025) |
| Deeds & Mortgages | Jun 2026 Transfer Jun 2026 Sale + 3 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 157-211-03 |
| Primary APN | 157-211-03 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,900 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Contemporary |
| Exterior Material | Stucco |
| Roof Material | Composition Shingle |
| Lot Area | 13,370 sqft (0.307 acres) |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 400 sqft |
| Patio Area | 400 sqft |
| Heating System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 93 MONTEGO KY |
|---|---|
| City | NOVATO |
| State | CA |
| Zip | 94949-5351 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | MAP 11 PG 58 LOT 24 |
| Legal Subdivision | BEL MARIN KEYS 01-A |
| Legal Lot Number | 24 |
| Jurisdiction | MARIN CA |
| Township / Civil Division | NOVATO |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 104300 |
93 Montego Key is held in a trust since September 1997.
Source: Marin County records, as of July 13, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 662 CHAPEL HILL DR, CHULA VISTA, CA 91914-4216 |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 17, 2026 | Affidavit of Death of Trustee, Transfer |
| Jun 17, 2026 | Grant Deed, Transfer NONE LISTED ON DOCUMENT |
| May 11, 2018 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| May 11, 2018 | Deed of Trust, Mortgage · ARM US BANK NA |
| Jul 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WINNPOINTE CORPORATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Sep 3, 1997 |
| Transfer Doc | 0000053926 |
| Record Updated | Oct 29, 2026 |
| Document Type | Affidavit of Death of Trustee |
|---|---|
| Jurisdiction | MARIN CA |
| Recording Date | Jun 17, 2026 |
| Property Address | 93 MONTEGO KY, NOVATO, CA 94949-5351 |
| Document Number | 0000017901 |
| Instrument Date | Jun 10, 2026 |
| Instrument | 202617901 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 662 CHAPEL HILL DR, CHULA VISTA, CA 91914-4216 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MARIN CA |
| Recording Date | Jun 17, 2026 |
| Property Address | 93 MONTEGO KY, NOVATO, CA 94949-5351 |
| Document Number | 0000017902 |
| Instrument Date | Jun 3, 2026 |
| Instrument | 202617902 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 662 CHAPEL HILL DR, CHULA VISTA, CA 91914-4216 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARIN CA |
| Property Address | 93 MONTEGO KY, NOVATO, CA 94949-5351 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000016775 |
|---|---|
| Date | May 11, 2018 |
| Instrument | 2018-0016775 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | FARGO, ND 58103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 7, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARIN CA |
| Property Address | 93 MONTEGO KY, NOVATO, CA 94949-5351 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000016774 |
|---|---|
| Date | May 11, 2018 |
| Instrument | 2018-0016774 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Type Change Date | Jun 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 9% |
| Index | 1-Year CMT |
| Max Rate | 9% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARIN CA |
| Property Address | 93 MONTEGO KY, NOVATO, CA 94949-5351 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ORANGE COAST TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000029067 |
|---|---|
| Date | Jul 8, 2020 |
| Instrument | 2020-0029067 |
| Name | WINNPOINTE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | ORANGE, CA 92868 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2050 |
The 2025 property tax bill for 93 Montego Key was $11,176.
Source: Marin County assessment roll, as of July 13, 2026
| Type | Name |
|---|---|
| State | California |
| County | Marin County |
| Unified School District | Novato Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $680,670 (+2%) Land $408,402 Building $272,268 | |
| 2025 | $11,176.00 Homeowner's exemption | $667,323 Land $400,394 Building $266,929 |
| 2023 | $9,218.00 (+5.87%) Homeowner's exemption | $641,413 Land $384,848 Building $256,565 |
| 2022 | $8,707.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 93 Montego Key in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 281 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 281 in force |
| Nearby Flood Claims | 10 (1982–2023) |
| Claims Outside the SFHA | 4 of 10 |
| Most Recent Claim | Feb 2023 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 93 Montego Key is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 73% of California |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH MARIN WATER DISTRICT serves 61,691 people · EPA ID CA2110003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures