93 Lake Dr, Chepachet, RI 02814 Property Records

Glocester Town property record for 93 Lake Dr, Chepachet, RI 02814

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 1,170 sqft · built 2011
Lot Size	0.287 acres (12,502 sqft)
Owner	2 Individual Names on File
Last Sale	$92,500 (Nov 2010)
Tax Bill	$8,140 (2025)
Deeds & Mortgages	Oct 2020 Refinance Dec 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4-0230-12`

Property Details

APN / Parcel Number

Primary APN	`4-0230-12`
Alternative APN	`GLOC M:PLB B:017`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,170 sqft Living Area
Gross Area	3,660 sqft
1st Floor Area	1,170 sqft
Basement Area	1,170 sqft
Unfinished Basement	1,170 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,502 sqft (0.287 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	4-0230-12
Street Address	93 LAKE DR
City	CHEPACHET
State	RI
Zip	02814-1245
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	20
Legal Block	17
Jurisdiction	GLOCESTER RI
Township / Civil Division	GLOCESTER
Census Block Group	3
Census Block	3018
Census Tract	13101

Owner

93 Lake Dr is owned and occupied by two individuals who bought it in November 2010.

Source: Glocester Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	93 LAKE DR, CHEPACHET, RI 02814-1245
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE
Dec 3, 2020	Deed of Trust, Mortgage · Line of Credit NAVIGANT CREDIT UNION
Jan 5, 2018	Deed of Trust, Mortgage · Line of Credit NAVIGANT CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2010 · Amount on File
Deed Sale	Nov 5, 2010 · Amount on File
Deed Book / Page	570 / 80
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOCESTER RI
Property Address	93 LAKE DR, CHEPACHET, RI 02814-1245
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	840-86
Date	Oct 13, 2020
Book Page	840/86
Instrument	44706

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2040

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOCESTER RI
Property Address	93 LAKE DR, CHEPACHET, RI 02814-1245
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	846-327
Date	Dec 3, 2020
Book Page	846/327
Instrument	45249

Lender

Name	NAVIGANT CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOCESTER RI
Property Address	93 LAKE DR, CHEPACHET, RI 02814-1245
Document Number	761-233
Book / Page	000761 / 000233
Instrument Date	Jan 5, 2018
Transaction Type	Mortgage
Record Updated	Jan 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	93 LAKE DR CHEPACHET RI 028141245, CHEPACHET, RI 02814-1245

Mortgage

Document Number	761-233
Date	Jan 12, 2018
Book Page	000761/000233
Instrument	37862

Lender

Name	NAVIGANT CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 93 Lake Dr was $8,140.

Source: Glocester Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Glocester Town
Secondary School District	Foster-Glocester Regional School District (06 - 12)
Elementary School District	Glocester Elementary School District (PK - 05)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,140.00	$570,800 Land $312,600 Building $258,200	$525,950
2023	$8,134.00 (+21.4%)	$570,800 (+59.22%) Land $312,600 Building $258,200
2022	$6,700.00	$358,500 Land $165,900 Building $192,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 93 Lake Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Aug 2011 · Tropical Storm Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 93 Lake Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 85% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ECHO LAKE WATER DISTRICT private · serves 160 people · EPA ID RI2980414
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	21 ppb (2025–2027) action level 15 ppb
Copper	1.93 mg/L (2025–2027) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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