78 Lake Dr, Chepachet, RI 02814 Property Records

Glocester Town property record for 78 Lake Dr, Chepachet, RI 02814

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,132 sqft · built 2016
Lot Size	0.499 acres (21,736 sqft)
Owner	2 Individual Names on File
Last Sale	$313,000 (Jul 2017)
Tax Bill	$5,363 (2025)
Deeds & Mortgages	Apr 2021 Refinance Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-0620-02`

Property Details

APN / Parcel Number

Primary APN	`18-0620-02`
Alternative APN	`GLOC M:0EL B:118`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,132 sqft Living Area
Gross Area	2,488 sqft
1st Floor Area	1,132 sqft
Basement Area	1,056 sqft
Unfinished Basement	1,056 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,736 sqft (0.499 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	18-0620-02
Street Address	78 LAKE DR
City	CHEPACHET
State	RI
Zip	02814-1217
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	20
Legal Block	118
Jurisdiction	GLOCESTER RI
Township / Civil Division	GLOCESTER
Census Block Group	3
Census Block	3020
Census Tract	13101

Owner

Source: Glocester Town records · APN 18-0620-02

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	78 LAKE DR, CHEPACHET, RI 02814-1217
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 09, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance PAWTUCKET CU
Jul 28, 2017	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PAWTUCKET CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 28, 2017 · Amount on Record
Deed Sale	Jul 28, 2017 · Amount on Record
Deed Book / Page	747 / 274
Last Transfer Date	Apr 07, 2021
Transfer Doc	862-169
Record Updated	Sep 20, 2026

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOCESTER RI
Recording Date	Apr 09, 2021
Property Address	78 LAKE DR, CHEPACHET, RI 02814-1217
Document Number	000862-169
Book / Page	862 / 169
Instrument Date	Apr 07, 2021
Instrument	46469
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	78 LAKE DR, CHEPACHET, RI 02814-1217

Mortgage

Document Number	000862-171
Date	Apr 09, 2021
Book Page	862/171
Instrument	46470

Lender

Name	PAWTUCKET CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	May 01, 2041

July 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	GLOCESTER RI
Recording Date	Jul 28, 2017
Property Address	78 LAKE DR, CHEPACHET, RI 02814-1217
Document Number	747-274
Book / Page	000747 / 000274
Instrument Date	Jul 28, 2017
Instrument	36618
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 05, 2019

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$313.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 LAKE DR PASCOAG RI 02859, PASCOAG, RI 02859

Mortgage

Document Number	747-275
Date	Jul 28, 2017
Book Page	000747/000275
Instrument	36619

Lender

Name	PAWTUCKET CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 27, 2047

Tax Assessment & Valuation

Source: Glocester Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Glocester Town
Secondary School District	Foster-Glocester Regional School District (06 - 12)
Elementary School District	Glocester Elementary School District (PK - 05)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$5,363.00 (+0.07%)	$376,100 (-) Land $101,600 Building $274,500
2023	$5,359.00 (-2.86%)	$376,100 (+27.41%) Land $101,600 Building $274,500
2022	$5,517.00	$295,200 Land $69,300 Building $225,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 22, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Aug 2011 · Tropical Storm Irene

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880

May also be available: T-Mobile USA.

Based on FCC filings for 125 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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