93 Joy St, Sugar Grove, IL 60554 Property Records

Kane County property record for 93 Joy St, Sugar Grove, IL 60554

Property Summary

Property TypeSingle Family Home
OwnerIndividual Name on Record
Tax Bill$617 (2025)
Deeds & MortgagesFeb 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN14-21-253-015

Property Details

APN / Parcel Number

Primary APN14-21-253-015

Location & Zoning

Street Address93 JOY ST
CitySUGAR GROVE
StateIL
Zip60554-5449
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSHEFFIELD PLAINS UNIT 1 PT LT 39 DESC IN TAX PAYER REQUEST 20DIV002 DATED 2/14/20 AS PT PARCEL 1 LOCATED WEST OF PARCEL 2 AS SHOWN ON SURVEY
Legal SubdivisionSHEFFIELD PLAINS
Legal Block3
Legal Lot Number39
Legal Unit1
JurisdictionKANE IL
Township / Civil DivisionSUGAR GROVE
Census Block Group3
Census Block3015
Census Tract854509

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address93 JOY ST, SUGAR GROVE, IL 60554-5449
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateFeb 4, 2022
Property Address93 JOY ST, SUGAR GROVE, IL 60554-5449
Document Number0000007058
Instrument DateNov 22, 2021
Instrument2022K007058
Transaction TypeTransfer
Record UpdatedAug 5, 2022
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$171.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address93 JOY ST, SUGAR GROVE, IL 60554-5449

Mortgage

Document Number0000007059
DateFeb 4, 2022
Instrument2022K007059
Lender
NameLIFESTONE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueJan 1, 2052
Interest
Rate TypeFixed Rate
Rate3%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionSugar Grove Township
MunicipalitySugar Grove Village
Unified School DistrictKaneland Community Unit School District 302 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$617.00 (+10.18%)$7,693 (+7.84%) Land $505 Building $7,188$23,088 (+7.83%) Land $1,516 Building $21,573
2024$7,134 (+20.1%) Land $468 Building $6,666$21,411 (+20.15%) Land $1,405 Building $20,006
2022$560.00 (+3.51%)$5,940 (+5.08%) Land $390 Building $5,550$17,820 (+5.08%) Land $1,170 Building $16,650
2021$541.00$5,653 Land $371 Building $5,282$16,959 Land $1,113 Building $15,846

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUGAR GROVE
serves 11,243 people · EPA ID IL0890850
Water SourceGroundwater
Last State InspectionAug 2022
LeadUnder 1 ppb (2026–2028)
action level 15 ppb
Copper1.7 mg/L (2015–2017)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable
1,000 / 50
Watch TV
Fixed Wireless
400 / 40
AT&T
Fixed Wireless
100 / 20

May also be available: Verizon, Xfinity.

Nearby Properties on Joy St

Nearby Streets

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