91 Joy St, Sugar Grove, IL 60554 Property Records

Kane County property record for 91 Joy St, Sugar Grove, IL 60554

Property Summary

Property TypeSingle Family Home
Detailsbuilt 1982
OwnerCompany Name on File
Last Sale$170,000 (Oct 2021)
Tax Bill$5,383 (2025)
Deeds & MortgagesApr 2023 Transfer
Oct 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN14-21-253-016

Property Details

APN / Parcel Number

Primary APN14-21-253-016

Exterior

Year BuiltBuilt 1982

Location & Zoning

Street Address91 JOY ST
CitySUGAR GROVE
StateIL
Zip60554-5449
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSHEFFIELD PLAINS UNIT 1 PT LT 39 DESC IN TAX PAYER REQUEST 20DIV002 DATED 2/14/20 AS PARCEL 2 WITH SURVEY
Legal SubdivisionSHEFFIELD PLAINS
Legal Block3
Legal Lot Number39
Legal Unit1
JurisdictionKANE IL
Township / Civil DivisionSUGAR GROVE
Census Block Group3
Census Block3015
Census Tract854509

Owner

91 Joy St is owned by a company that acquired it in April 2023.

Source: Kane County records, as of September 22, 2026

Owner of RecordCompany Name on File
Mailing Address46W682 ELM ST, ELBURN, IL 60119-9740
Owner TypeCompany
VestingLimited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 11, 2023Intrafamily Transfer, Transfer
Oct 5, 2021Warranty Deed, Transfer · Stand-Alone First Mortgage
AMERICAN BANK & TRUST CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 5, 2021 · Amount on File
Deed SaleOct 5, 2021 · Amount on File
Deed Document Number202175425
Last Transfer DateApr 10, 2023
Transfer Doc0000011264
Record UpdatedOct 29, 2026

April 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKANE IL
Recording DateApr 11, 2023
Property Address91 JOY ST, SUGAR GROVE, IL 60554-5449
Document Number0000011264
Instrument DateApr 10, 2023
Instrument2023K011264
Transaction TypeTransfer
Record UpdatedApr 19, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address46W682 ELM ST, ELBURN, IL 60119-9740

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateOct 5, 2021
Property Address91 JOY ST, SUGAR GROVE, IL 60554-5449
Document Number0000075425
Instrument DateAug 20, 2021
Instrument2021K075425
Transaction TypeTransfer
Record UpdatedOct 12, 2021
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$170.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address46W682 ELM ST, ELBURN, IL 60119-9740

Mortgage

Document Number0000075426
DateOct 5, 2021
Instrument2021K075426
Lender
NameAMERICAN BANK & TRUST CO
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 91 Joy St was $5,383.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionSugar Grove Township
MunicipalitySugar Grove Village
Unified School DistrictKaneland Community Unit School District 302 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,383.00$67,117 (+7.83%) Land $14,567 Building $52,550$201,432 (+7.83%) Land $43,718 Building $157,713
2024$62,243 Land $13,509 Building $48,734$186,804 Land $40,543 Building $146,261
2022$4,885.00 (+3.47%)$51,823 (+5.08%) Land $11,247 Building $40,576$155,469 (+5.08%) Land $33,741 Building $121,728
2021$4,721.00$49,317 Land $10,703 Building $38,614$147,951 Land $32,109 Building $115,842

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 91 Joy St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 91 Joy St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUGAR GROVE
serves 11,243 people · EPA ID IL0890850
Water SourceGroundwater
Last State InspectionAug 2022
LeadUnder 1 ppb (2026–2028)
action level 15 ppb
Copper1.7 mg/L (2015–2017)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable
1,000 / 50
Watch TV
Fixed Wireless
400 / 40
AT&T
Fixed Wireless
100 / 20

May also be available: Verizon, Xfinity.

Nearby Properties on Joy St

Nearby Streets

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