Covington County property record for 93 James Speed Rd, Collins, MS 39428
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,406 sqft · built 1992 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $1,345 (2025) |
| Deeds & Mortgages | Oct 2023 Mortgage Aug 2024 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 033006 01970 |
| Primary APN | 033006 01970 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 2,406 sqft Adjusted Area |
| 1st Floor Area | 2,042 sqft |
| Utility Area | 80 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Patio Area | 192 sqft |
| Utility Building | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 12554 |
|---|---|
| Street Address | 93 JAMES SPEED RD |
| City | COLLINS |
| State | MS |
| Zip | 39428-7403 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1 AC S PT NW4 SW4 B 0362 P 0667 10/25/2023 |
| Legal Range | 14W |
| Legal Township | 08N |
| Legal Section | 06 |
| Jurisdiction | COVINGTON MS |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 950100 |
Source: Covington County records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 5 MATTHEWS RD, LAUREL, MS 39443-0706 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Oct 25, 2023 | Deed of Trust, Mortgage · Commercial Mortgage FIRST STATE BANK |
| Aug 1, 2024 | Deed of Trust, Mortgage · Commercial Mortgage FIRST STATE BANK |
| Mar 19, 2025 | Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK |
| Oct 25, 2023 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COVINGTON MS |
| Property Address | 93 JAMES SPEED RD, COLLINS, MS 39428-7403 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|---|
| Address | 5 MATTHEWS RD, LAUREL, MS 39443-0706 |
| Document Number | 00000819/1 |
|---|---|
| Date | Oct 25, 2023 |
| Book Page | 819/1 |
| Name | FIRST STATE BANK |
|---|---|
| Type | Bank |
| Address | WAYNESBORO, MS 39367 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COVINGTON MS |
| Property Address | 93 JAMES SPEED RD, COLLINS, MS 39428-7403 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|---|
| Address | 5 MATTHEWS RD, LAUREL, MS 39443-0706 |
| Document Number | 000826/715 |
|---|---|
| Date | Aug 1, 2024 |
| Book Page | 826/715 |
| Name | FIRST STATE BANK |
|---|---|
| Type | Bank |
| Address | WAYNESBORO, MS 39367 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COVINGTON MS |
| Recording Date | Mar 19, 2025 |
| Property Address | 93 JAMES SPEED RD, COLLINS, MS 39428-7403 |
| Document Number | 0000371/41 |
| Book / Page | 371 / 41 |
| Instrument Date | Mar 18, 2025 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Title Company | UNKNOWN, DEEP SOUTH TITLE COLLINS LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5 MATTHEWS RD, LAUREL, MS 39443-0706 |
| Name | Verified Name |
|---|---|
| Address | 93 JAMES SPEED RD, COLLINS, MS 39428-7403 |
| Investor | Possibly a Property Investor |
| Document Number | 0000832678 |
|---|---|
| Date | Mar 19, 2025 |
| Instrument | 832/678 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COVINGTON MS |
| Recording Date | Oct 25, 2023 |
| Property Address | 93 JAMES SPEED RD, COLLINS, MS 39428-7403 |
| Document Number | 000362/667 |
| Book / Page | 362 / 667 |
| Instrument Date | Oct 24, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 93 JAMES SPEED RD, COLLINS, MS 39428-7403 |
| Name | Verified Name |
|---|---|
| Address | 5 MATTHEWS RD, LAUREL, MS 39443-0706 |
Source: Covington County assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Covington County |
| Unified School District | Covington County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,345.00 (+7.09%) | $14,007 (-) | |
| 2024 | $14,007 (-) | $93,380 (-) Land $5,500 Building $87,880 | |
| 2023 | $14,007 (-) | $93,380 (-) Land $5,500 Building $87,880 | |
| 2022 | $1,256.00 (+197.63%) | $14,007 | $93,380 Land $5,500 Building $87,880 |
| 2019 | $422.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 5, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · above 63% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKATOMA WATER ASSOCIATION #1 public/private · serves 3,981 people · EPA ID MS0640009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TEC Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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