43 James Speed Rd, Collins, MS 39428 Property Records

Covington County property record for 43 James Speed Rd, Collins, MS 39428

Property Summary

Property Type	Mobile Home
Details	1 ba · 1,248 sqft · built 2017
Lot Size	25.9 acres (1,130,818 sqft)
Owner	2 Individual Names on File
Last Sale	$1,125,000 (Oct 2017)
Tax Bill	$1,792 (2025)
Deeds & Mortgages	Oct 2017 Mortgage Dec 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`033006 02010`

Property Details

APN / Parcel Number

Primary APN	`033006 02010`
Alternative APN	`13245`

Interior

Full Baths	1 Bath
Building Area	1,248 sqft Adjusted Area
1st Floor Area	1,248 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Mobile Home
Lot Area	1,130,818 sqft (25.9 acres)

Exterior Amenities

Porch	Slab
Shed	1 Shed
Shed Area	2,000 sqft
Poultry House	1,200 sqft

Location & Zoning

Account Number	13245
Street Address	43 JAMES SPEED RD
City	COLLINS
State	MS
Zip	39428-7403
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	S 25 AC SW4 SW4 & S .96 AC W/S SE4 SW4 W OF & ADJ TO RD 0806180-010 B 0363 P 0679 12/29/2023
Legal Range	14W
Legal Township	08N
Legal Section	06
Jurisdiction	COVINGTON MS
Township / Civil Division	5
Census Block Group	2
Census Block	2025
Census Tract	950100

Owner

43 James Speed Rd, a mobile home, is owned by two individuals who bought it in October 2017.

Source: Covington County records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	229 FRANKLIN SHOWS RD, LAUREL, MS 39443-8567
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2017	Deed of Trust, Mortgage LIVE OAK BANKING CO
Dec 29, 2023	Deed of Trust, Mortgage · Line of Credit BANKPLUS
Dec 29, 2023	Warranty Deed, Transfer UNKNOWN, DEEP SOUTH TITLE COLLINS LLC
Oct 3, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2017 · Amount on File
Deed Sale	Oct 3, 2017 · Amount on File
Deed Book / Page	327 / 1
Record Updated	Sep 20, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COVINGTON MS
Property Address	43 JAMES SPEED RD, COLLINS, MS 39428-7403
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000741/393
Date	Oct 3, 2017
Book Page	741/393
Instrument	1052813

Lender

Name	LIVE OAK BANKING CO
Type	Bank
Address	CHARLESTON, SC 29403

Agreement

Amount	Amount on Record
Term	179 Months
Due	Sep 29, 2032

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COVINGTON MS
Property Address	43 JAMES SPEED RD, COLLINS, MS 39428-7403
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	229 FRANKLIN SHOWS RD, LAUREL, MS 39443-8567

Mortgage

Document Number	000820/535
Date	Dec 29, 2023
Book Page	820/535

Lender

Name	BANKPLUS
Type	Bank
Address	RIDGELAND, MS 39157

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COVINGTON MS
Recording Date	Dec 29, 2023
Property Address	43 JAMES SPEED RD, COLLINS, MS 39428-7403
Document Number	000363/679
Book / Page	363 / 679
Map Reference	MB 295 PG 370
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	UNKNOWN, DEEP SOUTH TITLE COLLINS LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 852, COLLINS, MS 39428-0852

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	229 FRANKLIN SHOWS RD, LAUREL, MS 39443-8567

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COVINGTON MS
Recording Date	Oct 3, 2017
Property Address	43 JAMES SPEED RD, COLLINS, MS 39428-7403
Document Number	00000327/1
Book / Page	327 / 1
Instrument Date	Sep 29, 2017
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	43 JAMES SPEED RD, COLLINS, MS 39428-7403

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 JAMES SPEED RD, COLLINS, MS 39428-7403
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 43 James Speed Rd was $1,792.

Source: Covington County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Covington County
Unified School District	Covington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,792.00	$18,654 (-23.14%)
2024		$24,271 (+4.91%)	$124,360 (-23.14%) Land $8,060 Building $116,300
2023		$23,136 (-0.06%)	$161,800 (-2.52%) Land $8,040 Building $153,760
2022	$1,777.00 Disabled Person's exemption	$23,150	$165,990 Land $7,980 Building $158,010
2019	$1,626.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 43 James Speed Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 5, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 43 James Speed Rd is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 66% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKATOMA WATER ASSOCIATION #1 public/private · serves 3,981 people · EPA ID MS0640009
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TEC Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: C Spire Wireless.

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