93 Independence Ln, Jackson, TN 38305 Property Records

Madison County property record for 93 Independence Ln, Jackson, TN 38305

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,524 sqft · built 1986
Lot Size	0.238 acres (10,367 sqft)
Owner	Individual Name on File
Last Sale	$103,900 (Aug 2015)
Tax Bill	$661 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`044N-F-028.00`

Property Details

APN / Parcel Number

Primary APN	`044N-F-028.00`
Alternative APNs	`05044NF044N02800` `057044N F 02800`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,524 sqft Living Area
Gross Area	1,924 sqft
1st Floor Area	1,524 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2002
Architectural Style	L-Shape
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,367 sqft (0.238 acres)
Lot Dimensions	115 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	16 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	93 INDEPENDENCE LN
City	JACKSON
State	TN
Zip	38305-2068
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COLONIAL PARK PB 4 PG 53 BLK 0002 LOT 0058 90X115.19
Legal Subdivision	COLONIAL PARK
Legal Block	2
Legal Lot Number	58
Jurisdiction	MADISON TN
Township / Civil Division	4
Census Block Group	1
Census Block	1018
Census Tract	1604

Owner

93 Independence Ln is owned and occupied by an individual who bought it in August 2015.

Source: Madison County records, as of June 30, 2026

Owner of Record	Individual Name on File
Mailing Address	93 INDEPENDENCE LN, JACKSON, TN 38305-2068
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2015 · Amount on File
Deed Sale	Aug 4, 2015 · Amount on File
Prior Sale	May 9, 2005 · Amount on File
Deed Document Number	20158421
Deed Book / Page	729 / 1908
Transfer Doc	00D700/778
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON TN
Recording Date	Jun 22, 2026
Property Address	93 INDEPENDENCE LN, JACKSON, TN 38305-2068
Document Number	0000006977
Book / Page	2312 / 1938
Instrument Date	Jun 10, 2026
Instrument	20266977
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	93 INDEPENDENCE LN, JACKSON, TN 38305-2068
Investor	Possibly a Property Investor

Mortgage

Document Number	0000006977,
Date	Jun 22, 2026
Book Page	2312/1938
Instrument	20266977

Lender

Name	LEADERS CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.36%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 93 Independence Ln was $661.

Source: Madison County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Madison County
Municipality	Jackson City
Unified School District	Jackson-Madison County School System (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$661.00	$35,300 Land $3,750 Building $31,550	$141,200 Land $15,000 Building $126,200
2024	$661.00
2023		$35,300 Land $3,750 Building $31,550
2022	$1,230.00		$141,200 Land $15,000 Building $126,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 93 Independence Ln in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective August 3, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 30 policies
Nearby Flood Policies	30 in force
Nearby Flood Claims	10 (2010–2025)
Claims Outside the SFHA	4 of 10
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 93 Independence Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON WATER SYSTEM serves 91,111 people · EPA ID TN0000299
Water Source	Groundwater
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
EPlus Broadband Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20