Madison County property record for 78 Independence Ln, Jackson, TN 38305
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,440 sqft · built 1980 |
| Lot Size | 0.164 acres (7,167 sqft) |
| Owner | Individual Name on File |
| Last Sale | $222,500 (May 2023) |
| Tax Bill | $1,304 (2022) |
| Deeds & Mortgages | May 2023 Sale & Mortgage Jan 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 057044N F 00800 |
| Primary APN | 057044N F 00800 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,440 sqft Living Area |
| 1st Floor Area | 1,440 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,167 sqft |
| Lot Dimensions | 127 ft deep x 56 ft wide |
| Garage Type | Finished |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 184 sqft |
| Deck Area | 384 sqft |
| Patio Area | 168 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 78 INDEPENDENCE LN |
|---|---|
| City | JACKSON |
| State | TN |
| Zip | 38305-2069 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 05, COUNTY AREA: D69 |
| Legal Subdivision | COLONIAL PARK |
| Legal Block | 2 |
| Legal Lot Number | 67 56 |
| Jurisdiction | MADISON TN |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 1604 |
78 Independence Ln is owned and occupied by an individual who bought it in May 2023.
Source: Madison County records, as of January 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 78 INDEPENDENCE LN, JACKSON, TN 38305-2069 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 9, 2023 | Warranty Deed, Transfer · Conventional Mortgage FIRSTBANK |
| Jan 31, 2017 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL |
| Dec 8, 2020 | Deed of Trust, Mortgage · VA Mortgage LEADERS CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 9, 2023 · Amount on File |
| Deed Sale | May 9, 2023 · Amount on File |
| Prior Sale | Dec 9, 1993 · Amount on File |
| Deed Document Number | 23004613 |
| Deed Book / Page | D777 / 954 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON TN |
| Recording Date | May 9, 2023 |
| Property Address | 78 INDEPENDENCE LN, JACKSON, TN 38305-2069 |
| Document Number | 00D777/954 |
| Book / Page | D777 / 954 |
| Instrument Date | Mar 10, 2023 |
| Instrument | 23004613 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $823.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 78 INDEPENDENCE LN, JACKSON, TN 38305-2069 |
| Document Number | 0023004614 |
|---|---|
| Date | May 9, 2023 |
| Instrument | 23004614 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Apr 1, 2053 |
| Document Number | 0T2223/933 |
|---|---|
| Date | May 9, 2023 |
| Book Page | T2223/933 |
| Instrument | 23004615 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Address | NASHVILLE, TN 37201 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON TN |
| Property Address | 78 INDEPENDENCE LN, JACKSON, TN 38305-2069 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000001112 |
|---|---|
| Date | Jan 31, 2017 |
| Book Page | T2039/286 |
| Instrument | 17001112 |
| Name | NEW DAY FINANCIAL |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON TN |
| Property Address | 78 INDEPENDENCE LN, JACKSON, TN 38305-2069 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000015789 |
|---|---|
| Date | Dec 8, 2020 |
| Book Page | T2142/1925 |
| Instrument | 20015789 |
| Name | LEADERS CU |
|---|---|
| Type | Credit Union |
| Address | JACKSON, TN 38305 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
Source: Madison County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Madison County |
| Municipality | Jackson City |
| Unified School District | Jackson-Madison County School System (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $37,400 Land $3,750 Building $33,650 | ||
| 2023 | $37,400 Land $3,750 Building $33,650 | ||
| 2022 | $1,304.00 | $149,600 Land $15,000 Building $134,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 78 Independence Ln in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective August 3, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 30 policies |
| Nearby Flood Policies | 30 in force |
| Nearby Flood Claims | 10 (2010–2025) |
| Claims Outside the SFHA | 4 of 10 |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 78 Independence Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JACKSON WATER SYSTEM serves 91,111 people · EPA ID TN0000299 |
|---|---|
| Water Source | Groundwater |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| EPlus Broadband Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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