Hampden County and Chicopee City property record for 93 Harding St, Chicopee, MA 01013
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,027 sqft · built 1945 |
| Lot Size | 0.331 acres (14,408 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,673 (2025) |
| Deeds & Mortgages | Jun 2026 Second Mortgage Mar 2020 Refinance + 2 more |
| Flood Zone | Zone X (reduced by levee) |
| APN | 303-00017 |
| Primary APN | 303-00017 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,027 sqft Living Area |
| Gross Area | 2,236 sqft |
| 1st Floor Area | 1,027 sqft |
| Basement Area | 1,027 sqft |
| Unfinished Basement | 1,027 sqft |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,408 sqft (0.331 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 303-00017 |
|---|---|
| Street Address | 93 HARDING ST |
| City | CHICOPEE |
| State | MA |
| Zip | 01013-1707 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 5 |
| Jurisdiction | CHICOPEE MA |
| Township / Civil Division | CHICOPEE |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 811102 |
Source: Hampden County and Chicopee City records · APN 303-00017
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 93 HARDING ST, CHICOPEE, MA 01013-1707 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 15, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ALDEN CREDIT UNION |
| Mar 06, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance ALDENVILLE CU |
| Dec 23, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Apr 27, 2018 | Deed of Trust, Mortgage · Conventional Mortgage ALDENVILLE CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Dec 23, 2020 |
| Transfer Doc | 23608-525 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Recording Date | Jun 15, 2026 |
| Property Address | 93 HARDING ST, CHICOPEE, MA 01013-1707 |
| Document Number | 0000027108 |
| Book / Page | 26373 / 446 |
| Instrument Date | Jun 10, 2026 |
| Instrument | 202627108 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 93 HARDING ST, CHICOPEE, MA 01013-1707 |
| Document Number | 0000027108, |
|---|---|
| Date | Jun 15, 2026 |
| Book Page | 26373/446 |
| Instrument | 202627108 |
| Name | ALDEN CREDIT UNION |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 01, 2036 |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Property Address | 93 HARDING ST, CHICOPEE, MA 01013-1707 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 23115-515 |
|---|---|
| Date | Mar 06, 2020 |
| Book Page | 23115/515 |
| Instrument | 12412 |
| Name | ALDENVILLE CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Apr 01, 2030 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Recording Date | Dec 23, 2020 |
| Property Address | 93 HARDING ST, CHICOPEE, MA 01013-1707 |
| Document Number | 23608-525 |
| Book / Page | 023608 / 000525 |
| Instrument Date | Dec 23, 2020 |
| Instrument | 77582 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2021 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 93 HARDING ST CHICOPEE MA 010131707, CHICOPEE, MA 01013-1707 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Property Address | 93 HARDING ST, CHICOPEE, MA 01013-1707 |
| Document Number | 22156-374 |
| Instrument Date | Apr 27, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2018 |
| Name | Verified Name |
|---|---|
| Address | 93 HARDING ST CHICOPEE MA 010131707, CHICOPEE, MA 01013-1707 |
| Document Number | 22156-374 |
|---|---|
| Date | May 02, 2018 |
| Book Page | 022156/000374 |
| Instrument | 23696 |
| Name | ALDENVILLE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 01, 2033 |
Source: Hampden County and Chicopee City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Chicopee City |
| Unified School District | Chicopee School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,673.00 (+5.36%) | $242,300 (+2.58%) Land $103,000 Building $139,300 | $255,170 |
| 2024 | $3,486.00 (+5.51%) | $236,200 (+8.3%) Land $100,900 Building $135,300 | |
| 2023 | $3,304.00 | $218,100 Land $91,800 Building $126,300 |
Source: FEMA National Flood Hazard Layer as of June 7, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2024 · rainfall accumulation |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Chicopee Municipal Lighting Plant Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 441 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CHICOPEE WATER DEPT (MWRA) serves 55,560 people |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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