92 Harding St, Chicopee, MA 01013 Property Records

Hampden County and Chicopee City property record for 92 Harding St, Chicopee, MA 01013 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 960 sqft · built 1969
Lot Size0.172 acres (7,500 sqft)
OwnerIndividual Name on File
Last Sale$163,000 (Jun 2018)
Tax Bill$3,637 (2025)
Deeds & MortgagesNov 2021 Refinance
Nov 2021 Refinance
+ 1 more
Flood ZoneZone X (reduced by levee)
APN303-00022

Property Details

APN / Parcel Number

Primary APN303-00022
Alternative APN
  • CHIC M:0303 P:00022

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area960 sqft Living Area
Gross Area2,304 sqft
1st Floor Area768 sqft
AtticAttic
Attic Area768 sqft
Basement Area768 sqft
Unfinished Basement768 sqft

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,500 sqft (0.172 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number303-00022
Street Address92 HARDING ST
CityCHICOPEE
StateMA
Zip01013-1710
Property CategoryResidential
Property TypeResidential > Single Family > Home
JurisdictionCHICOPEE MA
Township / Civil DivisionCHICOPEE
Census Block Group2
Census Block2009
Census Tract811102

Owner

Source: Hampden County and Chicopee City records · APN 303-00022

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address92 HARDING ST, CHICOPEE, MA 01013-1710
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 10, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
PEOPLESBANK (HOLYOKE MA)
Nov 10, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
PEOPLESBANK (HOLYOKE MA)
Jun 06, 2018Quit Claim Deed, Transfer
WESTFIELD BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 06, 2018 · Amount on Record
Deed SaleJun 06, 2018 · Amount on Record
Prior SaleJan 08, 2009 · Amount on Record
Deed Book / Page22206 / 488
Record UpdatedJun 08, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHICOPEE MA
Property Address92 HARDING ST, CHICOPEE, MA 01013-1710
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number024238-519
DateNov 10, 2021
Book Page24238/519
Instrument80135
Lender
NamePEOPLESBANK (HOLYOKE MA)
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term241 Months
DueDec 01, 2041

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHICOPEE MA
Property Address92 HARDING ST, CHICOPEE, MA 01013-1710
Transaction TypeMortgage
Record UpdatedNov 25, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number24238-519
DateNov 10, 2021
Book Page24238/519
Instrument80135
Lender
NamePEOPLESBANK (HOLYOKE MA)
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term241 Months
DueDec 01, 2041

June 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHICOPEE MA
Recording DateJun 06, 2018
Property Address92 HARDING ST, CHICOPEE, MA 01013-1710
Document Number22206-488
Book / Page22206 / 488
Instrument31372
Transaction TypeTransfer
Record UpdatedMay 11, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$27.43
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address92 HARDING ST, CHICOPEE, MA 01013-1710

Mortgage

Document Number222060492
DateJun 06, 2018
Instrument22206/0492
Lender
NameWESTFIELD BANK
TypeBank
Agreement
AmountAmount Recorded
Term360 Months
DueJun 06, 2048

Tax Assessment & Valuation

Source: Hampden County and Chicopee City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityChicopee City
Unified School DistrictChicopee School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,637.00 (+5.48%)$239,900 (+2.7%) Land $88,500 Building $151,400$258,020
2024$3,448.00 (+6.75%)$233,600 (+9.57%) Land $86,800 Building $146,800
2023$3,230.00$213,200 Land $78,900 Building $134,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hampden County (25013C), updated June 7, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardReduced by levee
depends on levee performance
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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