Catoosa County property record for 93 Ginger Dr, Ringgold, GA 30736 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,701 sqft · built 2000 |
| Lot Size | 0.53 acres (23,087 sqft) |
| Owner | Individual Name on File |
| Last Sale | $180,000 (Sep 2021) |
| Tax Bill | $2,458 (2025) |
| Deeds & Mortgages | Jan 2024 Mortgage Mar 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0040H034000 |
| Primary APN | 0040H034000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,701 sqft Heated Area |
| 1st Floor Area | 1,701 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 23,087 sqft (0.53 acres) |
| Garage Area | 440 sqft |
| Porch | Slab |
| Porch Area | 90 sqft |
| Deck Area | 570 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 20887 |
|---|---|
| Street Address | 93 GINGER DR |
| City | RINGGOLD |
| State | GA |
| Zip | 30736-3700 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 34 BENT TREE SUB PH 2 |
| Legal Subdivision | BENT TREE |
| Legal Phase | 2 |
| Legal Lot Number | 34 |
| Jurisdiction | CATOOSA GA |
| Township / Civil Division | RINGGOLD |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 30305 |
Source: Catoosa County records · APN 0040H034000
Assessment roll updated February 2, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 93 GINGER DR, RINGGOLD, GA 30736-3700 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 19, 2024 | Deed of Trust, Mortgage · FHA Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL |
| Mar 15, 2023 | Deed of Trust, Mortgage · Conventional Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL |
| Sep 03, 2021 | Warranty Deed, Transfer · FHA Mortgage PANORAMA MORTGAGE GROUP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 03, 2021 · Amount on Record |
| Deed Sale | Sep 03, 2021 · Amount on Record |
| Prior Sale | Apr 20, 2000 · Amount on Record |
| Deed Document Number | 20212162 |
| Deed Book / Page | 2166 / 626 |
| Transfer Doc | 0015650520 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATOOSA GA |
| Property Address | 93 GINGER DR, RINGGOLD, GA 30736-3700 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2024 |
| Name | Verified Name |
|---|---|
| Address | 93 GINGER DR, RINGGOLD, GA 30736-3700 |
| Document Number | 0023110000000525 |
|---|---|
| Date | Jan 19, 2024 |
| Book Page | 0000002311/0000000525 |
| Name | US DEPARTMENT OF HOUSING AND URBAN DEVEL |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 324 Months |
| Due | Jan 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATOOSA GA |
| Property Address | 93 GINGER DR, RINGGOLD, GA 30736-3700 |
| Transaction Type | Mortgage |
| Record Updated | Apr 07, 2023 |
| Name | Verified Name |
|---|---|
| Address | 93 GINGER DR, RINGGOLD, GA 30736-3700 |
| Document Number | 0022660000000617 |
|---|---|
| Date | Mar 15, 2023 |
| Book Page | 0000002266/0000000617 |
| Instrument | 001537 |
| Name | US DEPARTMENT OF HOUSING AND URBAN DEVEL |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Jan 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CATOOSA GA |
| Recording Date | Sep 03, 2021 |
| Property Address | 93 GINGER DR, RINGGOLD, GA 30736-3700 |
| Document Number | 0021660626 |
| Book / Page | 2166 / 626 |
| Instrument Date | Sep 03, 2021 |
| Instrument | 2021-002162 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 93 GINGER DR, RINGGOLD, GA 30736-3700 |
| Document Number | 0021660000000629 |
|---|---|
| Date | Sep 07, 2021 |
| Book Page | 0000002166/0000000629 |
| Instrument | 008821 |
| Name | PANORAMA MORTGAGE GROUP |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2051 |
Source: Catoosa County records · Assessment roll updated February 2, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Catoosa County |
| Unified School District | Catoosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,458.00 (+9.15%) Homeowner's exemption | $136,446 (+33%) Land $16,000 Building $120,446 | $341,116 (+33%) Land $40,000 Building $301,116 |
| 2023 | $2,252.00 (+28.54%) Homeowner's exemption | $102,590 Land $16,000 Building $86,590 | $256,476 Land $40,000 Building $216,476 |
| 2022 | $1,752.00 |
Source: FEMA National Flood Hazard Layer, Catoosa County (13047C), updated September 12, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 130470303051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 2 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force 2 of 2 on primary residences |
| Wildfire Risk | Moderate above 40% of the US · above 26% of Georgia |
|---|---|
| Wildfire Likelihood | About 1 in 1,587 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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