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88 Ginger Dr, Ringgold, GA 30736 Property Records

Catoosa County property record for 88 Ginger Dr, Ringgold, GA 30736 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,810 sqft · built 2000
Lot Size0.61 acres (26,572 sqft)
Owner2 Individual Names on File
Last Sale$310,000 (Mar 2022)
Tax Bill$2,380 (2025)
Deeds & MortgagesMar 2022 Sale & Mortgage
Jun 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN0040H032000

Property Details

APN / Parcel Number

Primary APN0040H032000
Alternative APNs
  • 0040H032
  • 20885

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,810 sqft Heated Area
1st Floor Area1,546 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Exterior MaterialVinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area26,572 sqft (0.61 acres)
Garage Area528 sqft
PorchSlab
Porch Area118 sqft
Deck Area180 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number20885
Street Address88 GINGER DR
CityRINGGOLD
StateGA
Zip30736-3700
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 32 BENT TREE SUB PH 2
Legal SubdivisionBENT TREE
Legal Phase2
Legal Lot Number32
JurisdictionCATOOSA GA
Township / Civil DivisionRINGGOLD
Census Block Group1
Census Block1024
Census Tract30305

Owner

Source: Catoosa County records · APN 0040H032000

Assessment roll updated February 2, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address88 GINGER DR, RINGGOLD, GA 30736-3700
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 11, 2022Warranty Deed, Transfer · Conventional Mortgage
ACOPIA
Jun 21, 2021Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES
Jul 11, 2018Deed of Trust, Mortgage · Loan Modification
SUNTRUST BANK
Sep 28, 2020Quit Claim Deed, Transfer
CHOICE TITLE
Sep 28, 2020Warranty Deed, Transfer · FHA Mortgage
FIRST CMNTY MTG INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 14, 2022 · Amount on Record
Deed SaleMar 14, 2022 · Amount on Record
Prior SaleSep 25, 2020 · Amount on Record
Deed Document Number2022534
Deed Book / Page2208 / 215
Record UpdatedJun 08, 2026

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCATOOSA GA
Recording DateMar 11, 2022
Property Address88 GINGER DR, RINGGOLD, GA 30736-3700
Document Number0022080215
Book / Page2208 / 215
Instrument DateMar 11, 2022
Instrument2022-000534
Transaction TypeTransfer
Record UpdatedMar 28, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address88 GINGER DR, RINGGOLD, GA 30736-3700

Mortgage

Document Number0022080000000217
DateMar 14, 2022
Book Page0000002208/0000000217
Instrument002167
Lender
NameACOPIA
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJan 01, 2037

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCATOOSA GA
Property Address88 GINGER DR, RINGGOLD, GA 30736-3700
Transaction TypeMortgage
Record UpdatedJul 16, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address88 GINGER DR, RINGGOLD, GA 30736-3700

Mortgage

Document Number0021460000000260
DateJun 21, 2021
Book Page0000002146/0000000260
Instrument005973
Lender
NamePENNYMAC LOAN SERVICES
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2051

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCATOOSA GA
Property Address88 GINGER DR, RINGGOLD, GA 30736-3700
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0019440314
DateJul 11, 2018
Book Page1944/314
Instrument004819
Lender
NameSUNTRUST BANK
TypeBank
Agreement
TypeLoan Modification
AmountAmount Recorded
Term360 Months
DueJul 01, 2048

September 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCATOOSA GA
Recording DateSep 28, 2020
Property Address88 GINGER DR, RINGGOLD, GA 30736-3700
Document Number0020810486
Book / Page002081 / 000486
Instrument DateSep 28, 2020
Instrument7829
Transaction TypeTransfer
Record UpdatedOct 23, 2020
Title CompanyCHOICE TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address88 GINGER DR RINGGOLD GA 307363700, RINGGOLD, GA 30736-3700

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCATOOSA GA
Recording DateSep 28, 2020
Property Address88 GINGER DR, RINGGOLD, GA 30736-3700
Document Number0020810470
Book / Page002081 / 000470
Instrument DateSep 25, 2020
Instrument7827
Transaction TypeTransfer
Record UpdatedOct 23, 2020
Title CompanyCHOICE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$233.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address88 GINGER DR RINGGOLD GA 307363700, RINGGOLD, GA 30736-3700

Mortgage

Document Number20810472
DateSep 28, 2020
Book Page002081/000472
Instrument7828
Lender
NameFIRST CMNTY MTG INC
AddressMURFREESBORO, TN 37129
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 27, 2050

Tax Assessment & Valuation

Source: Catoosa County records · Assessment roll updated February 2, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyCatoosa County
Unified School DistrictCatoosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,380.00 (+12.74%)$125,370 (+32.93%) Land $16,000 Building $109,370$313,424 (+32.93%) Land $40,000 Building $273,424
2023$2,111.00 (+22.31%)$94,310 Land $16,000 Building $78,310$235,776 Land $40,000 Building $195,776
2022$1,726.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Catoosa County (13047C), updated September 12, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 130470303051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskModerate
above 40% of the US · above 26% of Georgia
Wildfire LikelihoodAbout 1 in 1,587 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 146 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Ringgold Telephone CompanyFiber2,500 / 2,500
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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