93 Gardenia Dr, Columbus, MS 39705 Property Records

Lowndes County property record for 93 Gardenia Dr, Columbus, MS 39705

Property Summary

Property TypeSingle Family Home
Details1 ba · 2,216 sqft · built 1970
Lot Size0.22 acres (9,585 sqft)
OwnerOwner Name on Record
Tax Bill$190 (2025)
Deeds & MortgagesMay 2021 Mortgage
Flood ZoneZone AE (high risk)
APN57W060008104

Property Details

APN / Parcel Number

Primary APN57W060008104
Alternative APNs
  • 013064
  • 13064

Interior

Full Baths1 Bath
Total Rooms6 Rooms
Building Area2,216 sqft Adjusted Area
1st Floor Area1,764 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1970
Exterior MaterialWood Siding
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,585 sqft (0.22 acres)
Lot Dimensions135 ft deep x 71 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number013064
Street Address93 GARDENIA DR
CityCOLUMBUS
StateMS
Zip39705-1791
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT NE4 NW4 93 GARDENIA DR LOT 5H
Legal Range18W
Legal Township18S
Legal Section05
Legal SubdivisionNORTHAVEN WOODS SUB FIRST EXT
Legal Lot Number5H
JurisdictionLOWNDES MS
Township / Civil Division5
Census Block Group1
Census Block1012
Census Tract901

Owner

Source: Lowndes County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on Record
Mailing Address93 GARDENIA DR, COLUMBUS, MS 39705-1791
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Last Transfer DateApr 21, 2014
Transfer Doc0020142279
Record UpdatedJun 8, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWNDES MS
Property Address93 GARDENIA DR, COLUMBUS, MS 39705-1791
Transaction TypeMortgage
Record UpdatedMar 30, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00202114078
DateMay 6, 2021
Book Page2021/14078
Lender
NameQUICKEN LOANS INC
TypeLending Institution
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term301 Months
DueJun 1, 2046

Tax Assessment & Valuation

Source: Lowndes County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyLowndes County
MunicipalityColumbus City
Unified School DistrictColumbus Municipal School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$190.00 (+1.06%) Homeowner's exemption Disabled Person's exemption$9,763 (+12.04%)$97,630 (+12.04%) Land $15,000 Building $82,630
2024$188.00 (-1.05%)
2023$190.00 Homeowner's exemption Disabled Person's exemption$8,714$87,140 Land $15,000 Building $72,140

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 111 policies
Nearby Flood Policies111 in force
Nearby Flood Claims4 (2019–2021)
Most Recent ClaimOct 2021 · other causes
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Feb 2019 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLUMBUS LIGHT & WATER
serves 23,616 people · EPA ID MS0440003
Water SourceGroundwater
Last State InspectionJul 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Sparklight
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
C Spire Wireless
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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