Lowndes County property record for 100 Gardenia Dr, Columbus, MS 39705
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,560 sqft · built 1970 |
| Lot Size | 0.283 acres (12,350 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $79,000 (Feb 2005) |
| Tax Bill | $1,579 (2025) |
| Deeds & Mortgages | May 2019 Refinance Aug 2021 Refinance + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 57W060006700 |
| Primary APN | 57W060006700 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 6 Rooms |
| Building Area | 2,560 sqft Adjusted Area |
| 1st Floor Area | 1,508 sqft |
| 2nd Floor Area | 157 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,350 sqft (0.283 acres) |
| Lot Dimensions | 130 ft deep x 95 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Utility Building | 288 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 013046 |
|---|---|
| Street Address | 100 GARDENIA DR |
| City | COLUMBUS |
| State | MS |
| Zip | 39705-1721 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GARDENIA DR LOT 133 B 6A |
| Legal Range | 18W |
| Legal Township | 18S |
| Legal Section | 05 |
| Legal Subdivision | NORTHHAVEN WOODS 1ST |
| Legal Lot Number | 133 |
| Jurisdiction | LOWNDES MS |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 901 |
Source: Lowndes County records, as of December 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 100 GARDENIA DR, COLUMBUS, MS 39705-1721 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 28, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance RENASANT BANK |
| Aug 5, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance RENASANT BANK |
| Jul 8, 2019 | Trustee's Deed, Construction Loan · Line of Credit RENASANT BK |
| Oct 3, 2017 | Trustee's Deed, Construction Loan · Line of Credit RENASANT BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 15, 2005 · Amount on Record |
| Deed Sale | Feb 15, 2005 · Amount on Record |
| Deed Document Number | 0020051081 |
| Deed Book / Page | 2005 / 1081 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 100 GARDENIA DR, COLUMBUS, MS 39705-1721 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0020199887 |
|---|---|
| Date | May 28, 2019 |
| Book Page | 2019/9887 |
| Name | RENASANT BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | Jun 1, 2020 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 100 GARDENIA DR, COLUMBUS, MS 39705-1721 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00202124799 |
|---|---|
| Date | Aug 5, 2021 |
| Book Page | 2021/24799 |
| Name | RENASANT BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Sep 1, 2026 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Jul 8, 2019 |
| Property Address | 100 GARDENIA DR, COLUMBUS, MS 39705-1721 |
| Document Number | 0020193279 |
| Book / Page | 002019 / 013279 |
| Instrument Date | May 17, 2019 |
| Transaction Type | Construction Loan |
| Record Updated | Jul 24, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 100 GARDENIA DR COLUMBUS MS 397051721, COLUMBUS, MS 39705-1721 |
| Document Number | 20193279 |
|---|---|
| Date | Jul 8, 2019 |
| Book Page | 002019/013279 |
| Name | RENASANT BK |
|---|---|
| Type | Bank |
| Address | ABERDEEN, MS 39730 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jul 7, 2020 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Oct 3, 2017 |
| Property Address | 100 GARDENIA DR, COLUMBUS, MS 39705-1721 |
| Document Number | 0020171757 |
| Book / Page | 002017 / 021757 |
| Instrument Date | Sep 27, 2017 |
| Transaction Type | Construction Loan |
| Record Updated | Oct 10, 2017 |
| Name | Verified Name |
|---|---|
| Address | 100 GARDENIA DR COLUMBUS MS 397051721, COLUMBUS, MS 39705-1721 |
| Document Number | 20171757 |
|---|---|
| Date | Oct 3, 2017 |
| Book Page | 002017/021757 |
| Name | RENASANT BK |
|---|---|
| Type | Bank |
| Address | ABERDEEN, MS 39730 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Oct 2, 2018 |
| Rate Type | Adjustable Rate |
|---|
Source: Lowndes County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lowndes County |
| Municipality | Columbus City |
| Unified School District | Columbus Municipal School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,579.00 (+1.48%) Homeowner's exemption | $11,507 (+13.15%) | $115,070 (+13.15%) Land $15,000 Building $100,070 |
| 2024 | $1,556.00 (+14.16%) | ||
| 2023 | $1,363.00 Homeowner's exemption | $10,170 | $101,700 Land $15,000 Building $86,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 111 policies |
| Nearby Flood Policies | 111 in force |
| Nearby Flood Claims | 4 (2019–2021) |
| Most Recent Claim | Oct 2021 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLUMBUS LIGHT & WATER serves 23,616 people · EPA ID MS0440003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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