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65 Cloverbank Rd, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 65 Cloverbank Rd, Saint Augustine, FL 32092

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 3,098 sqft · built 2021
Lot Size0.21 acres (9,147 sqft)
Owner2 Individual Names on Record
Last Sale$432,939 (Jun 2021)
Tax Bill$6,582 (2025)
Deeds & MortgagesFeb 2024 Transfer
Jun 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN028991-2230

Property Details

APN / Parcel Number

Primary APN028991-2230

Interior

Bedrooms5 Beds
Full Baths4 Baths
Plumbing Fixtures16 Plumbing Fixtures
Stories1 Story
Building Area3,098 sqft Living Area
Gross Area3,709 sqft
1st Floor Area2,537 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialConcrete
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,147 sqft (0.21 acres)
Garage TypeAttached
Garage Area611 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area208 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address65 CLOVERBANK RD
CitySAINT AUGUSTINE
StateFL
Zip32092-9358
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description93/36-44 GRAN LAKE PHASE 2 LOT 223 OR5280/220 & 5903/1392(L/E)
Legal Range28E
Legal Township07S
Legal Section41
Legal SubdivisionGRAN LAKE PHASE 2
Legal Phase2
Legal Block1
Legal Lot Number223
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group1
Census Block1000
Census Tract20906

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address65 CLOVERBANK RD, SAINT AUGUSTINE, FL 32092-9358
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Feb 22, 2024Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Jun 2, 2021Warranty Deed, Subdivision Related Transfer · VA Mortgage
JET HOMELOANS LLC
Nov 6, 2020Grant Deed, Transfer
DF TITLE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 2, 2021 · Amount on Record
Deed SaleJun 2, 2021 · Amount on Record
Prior SaleNov 6, 2020 · Amount on Record
Deed Document Number202161523
Deed Book / Page5280 / 220
Last Transfer DateFeb 22, 2024
Transfer Doc0059031392
Record UpdatedJun 8, 2026

February 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST JOHNS FL
Recording DateFeb 22, 2024
Property Address65 CLOVERBANK RD, SAINT AUGUSTINE, FL 32092-9358
Document Number0059031392
Book / Page5903 / 1392
Map ReferenceMB 93 PG 36-44
Instrument DateFeb 22, 2024
Instrument2024013180
Transaction TypeTransfer
Record UpdatedOct 23, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address65 CLOVERBANK ROAD, STARKE, FL 32091

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship

June 2021: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateJun 2, 2021
Property Address65 CLOVERBANK RD, SAINT AUGUSTINE, FL 32092-9358
Document Number0052800220
Book / Page5280 / 220
Map ReferenceMB 93 PG 36-44
Instrument DateMay 27, 2021
Instrument2021061523
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 23, 2025
Title CompanyGOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TRUST

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$3,031.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address14701 PHILIPS HWY STE 300, 300, JACKSONVILLE, FL 32256-3742

Transferred To (Grantee/Buyer)

NameVerified Name
Address65 CLOVERBANK RD, ST AUGUSTINE, FL 32092-9358

Mortgage

Document Number0005280222
DateJun 2, 2021
Instrument5280/222
Lender
NameJET HOMELOANS LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2051

November 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionST JOHNS FL
Recording DateNov 6, 2020
Property Address65 CLOVERBANK RD, SAINT AUGUSTINE, FL 32092-9358
Document Number0050931214
Book / Page005093 / 001214
Instrument DateNov 6, 2020
Instrument100599
Transaction TypeTransfer
Record UpdatedDec 15, 2020
Title CompanyDF TITLE LLC

Transaction

AmountAmount Recorded
Tax$1,868.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address14701 PHILIPS HWY JACKSONVILLE FL 322563743, JACKSONVILLE, FL 32256-3743
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$516,262 (+2.7%)$533,714 (-1.17%) Land $125,000 Building $408,714
2025$6,582.00 (+11.84%) Homeowner's exemption$502,689 (+2.9%)$540,054 (-2.33%) Land $115,000 Building $425,054
2024$5,885.00 (+1.9%) Homeowner's exemption$488,522 (+3%)$552,916 (+4.09%) Land $110,000 Building $442,916
2023$5,775.00 (+2.65%) Homeowner's exemption$474,293 (+3%)$531,180 (+15.35%) Land $106,000 Building $425,180
2022$5,626.00 Homeowner's exemption$460,479$460,479 Land $84,000 Building $376,479

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 62 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies62 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 58% of the US · lower than 68% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-CR214 MAINLAND WTP
serves 66,953 people · EPA ID FL2554447
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Fiber · Cable in parts of the area		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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