93 Birmingale Ave, Lapeer, MI 48446 Property Records

Lapeer County property record for 93 Birmingale Ave, Lapeer, MI 48446

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,785 sqft · built 1996
Lot Size0.222 acres (9,670 sqft)
Owner2 Individual Names on Record
Last Sale$317,000 (Oct 2022)
Tax Bill$3,948 (2025)
Deeds & MortgagesNov 2022 Transfer
Oct 2022 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNL21-00-050-021-00

Property Details

APN / Parcel Number

Primary APNL21-00-050-021-00

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Building Area1,785 sqft Living Area
1st Floor Area1,770 sqft
Basement Area1,770 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Architectural StyleRanch
Lot Area9,670 sqft (0.222 acres)
Lot Dimensions119 ft deep x 98 ft wide
Garage Area431 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address93 BIRMINGALE AVE
CityLAPEER
StateMI
Zip48446-2688
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2 1 FM
Legal DescriptionCITY OF LAPEER ANDREWS RIVER ESTATES LOT 21 (L=7 P=164-166 SEC 4, T7N-R10E)
Legal Range10E
Legal Township07N
Legal Section04
Legal SubdivisionCITY OF LAPEER ANDREWS RIVER ESTATES
Legal Lot Number21
JurisdictionLAPEER MI
Township / Civil DivisionLAPEER
Census Block Group1
Census Block1040
Census Tract337500

Owner

Source: Lapeer County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address93 BIRMINGALE AVE, LAPEER, MI 48446-2688
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 4, 2022Intrafamily Transfer, Transfer
Oct 18, 2022Warranty Deed, Transfer · Conventional Mortgage
CASON HOME LOANS
Jun 3, 2022Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
May 23, 2018Warranty Deed, Transfer · FHA Mortgage
BLG HOLDINGS INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 18, 2022 · Amount on Record
Deed SaleOct 18, 2022 · Amount on Record
Prior SaleMay 23, 2018 · Amount on Record
Deed Book / Page3321 / 973
Last Transfer DateNov 3, 2022
Transfer Doc0033250416
Record UpdatedOct 29, 2026

November 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLAPEER MI
Recording DateNov 4, 2022
Property Address93 BIRMINGALE AVE, LAPEER, MI 48446-2688
Document Number0033250416
Book / Page3325 / 416
Map ReferenceLB 7 PG 164-166
Instrument DateOct 31, 2022
Transaction TypeTransfer
Record UpdatedDec 8, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address93 BIRMINGALE AVE, 93, LAPEER, MI 48446-2688

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address93 BIRMINGALE AVE, LAPEER, MI 48446-2688

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAPEER MI
Recording DateOct 18, 2022
Property Address93 BIRMINGALE AVE, LAPEER, MI 48446-2688
Document Number0033210973
Book / Page3321 / 973
Map ReferenceLB 7 PG 164-166
Instrument DateOct 17, 2022
Transaction TypeTransfer
Record UpdatedNov 23, 2022
Title CompanyNOT AVAILABLE, LCT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,377.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address93 BIRMINGALE AVE, 93, LAPEER, MI 48446-2688

Transferred To (Grantee/Buyer)

NameVerified Name
Address93 BIRMINGALE AVE, LAPEER, MI 48446-2688

Mortgage

Document Number0000332222
DateOct 18, 2022
Instrument3322/22
Lender
NameCASON HOME LOANS
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2052

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAPEER MI
Property Address93 BIRMINGALE AVE, LAPEER, MI 48446-2688
Transaction TypeMortgage
Record UpdatedJul 11, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address93 BIRMINGALE AVE, LAPEER, MI 48446-2688

Mortgage

Document Number0032970533
DateJun 3, 2022
Book Page3297/533
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressDENVER, CO 80249
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2052

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAPEER MI
Recording DateMay 23, 2018
Property Address93 BIRMINGALE AVE, LAPEER, MI 48446-2688
Document Number0029620364
Book / Page2962 / 364
Instrument DateMay 21, 2018
Transaction TypeTransfer
Record UpdatedJul 5, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address716 ROLLING HILLS LN APT 2, 2, LAPEER, MI 48446-4710

Mortgage

Document Number0029620366
DateMay 23, 2018
Book Page2962/366
Lender
NameBLG HOLDINGS INC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term349 Months
DueJun 1, 2047

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyLapeer County
MunicipalityLapeer City
Unified School DistrictLapeer Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$156,800 (+9.73%)$313,600 (+9.73%)
2025$3,948.00 (+3.92%) Homeowner's exemption$142,900 (+16.18%)$285,800 (+16.18%)
2024$3,799.00 (+21.3%)
2023$123,000$246,000
2022$3,132.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims2 (1997–2009)
Claims Outside the SFHA1 of 2
Most Recent ClaimAug 2009 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAPEER
serves 9,023 people · EPA ID MI0003780
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionJun 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jan 2023
Monitoring and Reporting11
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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