Lapeer County property record for 74 Birmingale Ave, Lapeer, MI 48446
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,381 sqft · built 1998 |
| Lot Size | 0.193 acres (8,407 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $95,000 (Aug 2009) |
| Tax Bill | $2,310 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Jul 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | L21-00-050-024-00 |
| Primary APN | L21-00-050-024-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,381 sqft Living Area |
| 1st Floor Area | 1,381 sqft |
| Basement Area | 1,381 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Ranch |
| Lot Area | 8,407 sqft (0.193 acres) |
| Lot Dimensions | 120 ft deep x 70 ft wide |
| Garage Area | 441 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 74 BIRMINGALE AVE |
|---|---|
| City | LAPEER |
| State | MI |
| Zip | 48446-2686 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 1 FM |
| Legal Description | CITY OF LAPEER ANDREWS RIVER ESTATES LOT 24 (L=7 P=164-166 SEC 4, T7N-R10E) |
| Legal Range | 10E |
| Legal Township | 07N |
| Legal Section | 04 |
| Legal Subdivision | CITY OF LAPEER ANDREWS RIVER ESTATES |
| Legal Lot Number | 24 |
| Jurisdiction | LAPEER MI |
| Township / Civil Division | LAPEER |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 337500 |
74 Birmingale Ave is owned and occupied by two individuals who bought it in August 2009.
Source: Lapeer County records, as of September 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 74 BIRMINGALE AVE, LAPEER, MI 48446-2686 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 10, 2026 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Jul 27, 2022 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Apr 19, 2021 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC |
| Oct 4, 2019 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 27, 2009 · Amount on File |
| Deed Sale | Aug 27, 2009 · Amount on File |
| Prior Sale | Oct 29, 2008 · Amount on File |
| Deed Book / Page | 2406 / 277 |
| Prior Transfer Date | Oct 22, 2008 |
| Prior Transfer Doc | 0023560272 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 74 BIRMINGALE AVE, LAPEER, MI 48446-2686 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2026 |
| Name | Verified Name |
|---|---|
| Address | 74 BIRMINGALE AVE, LAPEER, MI 48446-2686 |
| Document Number | 0035020761 |
|---|---|
| Date | Feb 10, 2026 |
| Book Page | 3502/761 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | 1050 WOODWARD AVE, DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 74 BIRMINGALE AVE, LAPEER, MI 48446-2686 |
| Transaction Type | Mortgage |
| Record Updated | Sep 8, 2022 |
| Name | Verified Name |
|---|---|
| Address | 74 BIRMINGALE AVE, LAPEER, MI 48446-2686 |
| Document Number | 0033070263 |
|---|---|
| Date | Jul 27, 2022 |
| Book Page | 3307/263 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 74 BIRMINGALE AVE, LAPEER, MI 48446-2686 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 74 BIRMINGALE AVE, LAPEER, MI 48446-2686 |
| Document Number | 0031930674 |
|---|---|
| Date | Apr 19, 2021 |
| Book Page | 3193/674 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 74 BIRMINGALE AVE, LAPEER, MI 48446-2686 |
| Document Number | 0030530807 |
| Instrument Date | Oct 4, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2019 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 74 BIRMINGALE AVE LAPEER MI 484462686, LAPEER, MI 48446-2686 |
| Document Number | 0030530807 |
|---|---|
| Date | Oct 15, 2019 |
| Book Page | 003053/000807 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 14, 2049 |
The 2025 property tax bill for 74 Birmingale Ave was $2,310 with a homeowner's exemption.
Source: Lapeer County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Lapeer County |
| Municipality | Lapeer City |
| Unified School District | Lapeer Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $132,000 (+9.45%) | $264,000 (+9.45%) | |
| 2025 | $2,310.00 Homeowner's exemption | $120,600 | $241,200 |
| 2023 | $107,100 | $214,200 | |
| 2022 | $2,011.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 74 Birmingale Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (1997–2009) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Aug 2009 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 74 Birmingale Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LAPEER serves 9,023 people · EPA ID MI0003780 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2023 |
| Monitoring and Reporting | 11 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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