9290 Kugler Mill Rd, Cincinnati, OH 45243 Property Records

Hamilton County property record for 9290 Kugler Mill Rd, Cincinnati, OH 45243

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 5,875 sqft · built 1948
Lot Size	4.24 acres (184,912 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,130,000 (Mar 2021)
Tax Bill	$17,288 (2025)
Deeds & Mortgages	Jan 2024 Transfer Jun 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`629-0230-0017-00`

Property Details

APN / Parcel Number

Primary APN	`629-0230-0017-00`
Alternative APN	`0040189`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	5,875 sqft Living Area
Gross Area	8,531 sqft
1st Floor Area	3,484 sqft
2nd Floor Area	2,391 sqft
Upper Floors Area	2,391 sqft
Basement Area	1,456 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	184,912 sqft (4.24 acres)
Garage Type	Attached
Garage Area	1,200 sqft
Parking Spaces	5 Parking Spaces
Patio Area	512 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Street Address	9290 KUGLER MILL RD
City	CINCINNATI
State	OH
Zip	45243-1528
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NS KUGLER MILL RD 4.2450 ACSPT LOT F JOHN S BUCKINGHAM SUB NO 3 -R1 -T5 -S25
Legal Subdivision	JOHN S BUCKINGHAM SUB
Legal Lot Number	F
Jurisdiction	HAMILTON OH
Township / Civil Division	THE VILLAGE OF INDIAN HILL
Census Block Group	2
Census Block	2012
Census Tract	24402

Owner

Source: Hamilton County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9290 KUGLER MILL RD, CINCINNATI, OH 45243-1528
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2024	Transfer on Death Deed, Transfer
Jun 1, 2022	Warranty Deed, Transfer · Conventional Mortgage KEMBA CREDIT UNION INC
Oct 5, 2021	Deed of Trust, Mortgage · Line of Credit CENTERBANK
Mar 1, 2021	Survivorship Deed, Transfer · Commercial Mortgage CENTERBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2021 · Amount on Record
Deed Sale	Mar 1, 2021 · Amount on Record
Prior Sale	Aug 2, 1993 · Amount on Record
Deed Document Number	202125714
Deed Book / Page	14364 / 3173
Last Transfer Date	Jan 15, 2024
Transfer Doc	0000004567
Record Updated	Oct 29, 2026

January 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HAMILTON OH
Recording Date	Jan 22, 2024
Property Address	9290 KUGLER MILL RD, CINCINNATI, OH 45243-1528
Document Number	0000004567
Book / Page	15086 / 501
Map Reference	MB 673 PG 81
Instrument Date	Jan 18, 2024
Instrument	2024-0004567
Transaction Type	Transfer
Record Updated	Feb 23, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 1, 2022
Property Address	9290 KUGLER MILL RD, CINCINNATI, OH 45243-1528
Document Number	0000054312
Book / Page	14679 / 1162
Map Reference	MB 673 PG 81
Instrument Date	May 27, 2022
Instrument	2022-0054312
Transaction Type	Transfer
Record Updated	Jul 21, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,035.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	9290 KUGLER MILL RD, CINCINNATI, OH 45243-1528

Mortgage

Document Number	0000054313
Date	Jun 1, 2022
Instrument	2022-0054313

Lender

Name	KEMBA CREDIT UNION INC
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Jun 1, 2037
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	6%
Index	1-Year CMT
Max Rate	8%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	9290 KUGLER MILL RD, CINCINNATI, OH 45243-1528
Transaction Type	Mortgage
Record Updated	Nov 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9290 KUGLER MILL RD, CINCINNATI, OH 45243-1528

Mortgage

Document Number	0000120638
Date	Oct 5, 2021
Book Page	14516/4024
Instrument	2021-0120638

Lender

Name	CENTERBANK
Type	Bank
Address	MILFORD, OH 45150

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Oct 1, 2031

March 2021: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	HAMILTON OH
Recording Date	Mar 1, 2021
Property Address	9290 KUGLER MILL RD, CINCINNATI, OH 45243-1528
Document Number	0000025714
Book / Page	14364 / 3173
Map Reference	MB 673 PG 81
Instrument Date	Feb 12, 2021
Instrument	2021-0025714
Transaction Type	Transfer
Record Updated	Jul 12, 2021
Title Company	AMERICAN HOMELAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,520.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	9290 KUGLER MILL RD, CINCINNATI, OH 45243-1528

Mortgage

Document Number	0000025715
Date	Mar 1, 2021
Instrument	2021-0025715

Lender

Name	CENTERBANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	The Village Of Indian Hill City
Unified School District	Indian Hill Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$17,288.00 (+1.86%)	$470,751 (+%) Land $309,019 Building $161,732	$1,345,000 (-) Land $882,910 Building $462,090
2024	$16,973.00 (+0.14%)	$470,749 (-) Land $309,018 Building $161,731
2023	$16,949.00 (+31.84%)	$470,749 (+60.45%) Land $309,018 Building $161,731	$1,345,000 (+60.45%) Land $882,910 Building $462,090
2022	$12,856.00 Homeowner's exemption	$293,402 Land $231,763 Building $61,639
2020			$838,290 Land $662,180 Building $176,110

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN HILL CITY PWS serves 15,000 people · EPA ID OH3101112
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Starlink Satellite	280 / 30

May also be available: Spectrum, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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