Hamilton County property record for 8975 Kugler Mill Rd, Cincinnati, OH 45243
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 7 ba · 4,842 sqft · built 1972 |
| Lot Size | 2.95 acres (128,676 sqft) |
| Owner | Trust Name on File |
| Last Sale | $753,000 (Sep 2018) |
| Tax Bill | $12,627 (2025) |
| Deeds & Mortgages | Oct 2020 Second Mortgage Jul 2020 Sale + 7 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 629-0230-0002-00 |
| Primary APN | 629-0230-0002-00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 7 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 4,842 sqft Living Area |
| 1st Floor Area | 4,842 sqft |
| Basement Area | 746 sqft |
| Finished Basement | 450 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Lot Area | 128,676 sqft (2.95 acres) |
| Garage Type | Attached |
| Garage Area | 1,418 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Porch |
| Porch Area | 1,422 sqft |
| Patio Area | 968 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 8975 KUGLER MILL RD |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45243-1521 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KUGLER MILL RD 3 AC R1 -T5 -S25- PTS C & D & TRACT ADJJ S BUCKINGHAM EST PAR 2-3 CONS |
| Legal Subdivision | J S BUCKINGHAM ESTATE |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | THE VILLAGE OF INDIAN HILL |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 24402 |
8975 Kugler Mill Rd is held in a trust since July 2020.
Source: Hamilton County records, as of February 9, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 9040 HOPEWELL RD, CINCINNATI, OH 45242-4610 |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 6, 2020 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage CENTER BANK |
| Jul 24, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| May 20, 2020 | Deed of Trust, Mortgage · Line of Credit CENTERBANK |
| Jun 5, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Apr 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CENTERBANK |
| Sep 9, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CENTERBANK |
| Apr 12, 2019 | Deed of Trust, Mortgage · Line of Credit CENTERBANK |
| Nov 9, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Sep 18, 2018 | Grant Deed, Transfer OTHER |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 18, 2018 · Amount on File |
| Deed Sale | Sep 18, 2018 · Amount on File |
| Prior Sale | Jun 5, 2020 |
| Deed Document Number | 0000082870 |
| Deed Book / Page | 013755 / 000838 |
| Last Transfer Date | Jul 24, 2020 |
| Transfer Doc | 0000072083 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 8975 KUGLER MILL RD, CINCINNATI, OH 45243-1521 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Name | Verified Name |
|---|---|
| Address | 8975 KUGLER MILL RD, CINCINNATI, OH 45243-1521 |
| Document Number | 0000103110 |
|---|---|
| Date | Oct 6, 2020 |
| Book Page | 14268/1791 |
| Instrument | 2020-0103110 |
| Name | CENTER BANK |
|---|---|
| Type | Bank |
| Address | MILFORD, OH 45150 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Oct 6, 2030 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jul 24, 2020 |
| Property Address | 8975 KUGLER MILL RD, CINCINNATI, OH 45243-1521 |
| Document Number | 0000072083 |
| Book / Page | 014217 / 000744 |
| Instrument Date | Jul 20, 2020 |
| Instrument | 72083 |
| Transaction Type | Transfer |
| Record Updated | Sep 3, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $42.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Irrevocable Trust |
| Address | 8975 KUGLER MILL RD CINCINNATI OH 452431521, CINCINNATI, OH 45243-1521 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 8975 KUGLER MILL RD, CINCINNATI, OH 45243-1521 |
| Document Number | 0000048575 |
| Instrument Date | May 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 8975 KUGLER MILL RD CINCINNATI OH 452431521, CINCINNATI, OH 45243-1521 |
| Document Number | 0000048575 |
|---|---|
| Date | May 26, 2020 |
| Book Page | 014175/000812 |
| Instrument | 48575 |
| Name | CENTERBANK |
|---|---|
| Type | Bank |
| Address | MILFORD, OH 45150 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | May 25, 2030 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jun 5, 2020 |
| Property Address | 8975 KUGLER MILL RD, CINCINNATI, OH 45243-1521 |
| Document Number | 0000053094 |
| Book / Page | 014183 / 003225 |
| Instrument Date | May 20, 2020 |
| Instrument | 53094 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 9040 HOPEWELL RD CINCINNATI OH 452424610, CINCINNATI, OH 45242-4610 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 8975 KUGLER MILL RD, CINCINNATI, OH 45243-1521 |
| Document Number | 0000036286 |
| Instrument Date | Apr 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 8975 KUGLER MILL RD CINCINNATI OH 452431521, CINCINNATI, OH 45243-1521 |
| Document Number | 0000036286 |
|---|---|
| Date | Apr 20, 2020 |
| Book Page | 014150/000430 |
| Instrument | 36286 |
| Name | CENTERBANK |
|---|---|
| Type | Bank |
| Address | MILFORD, OH 45150 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 19, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 8975 KUGLER MILL RD, CINCINNATI, OH 45243-1521 |
| Document Number | 0000079169 |
| Instrument Date | Sep 9, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 6, 2019 |
| Title Company | AMERICAN HOMELAND TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 8975 KUGLER MILL RD CINCINNATI OH 452431521, CINCINNATI, OH 45243-1521 |
| Document Number | 0000079169 |
|---|---|
| Date | Sep 17, 2019 |
| Book Page | 014003/000419 |
| Instrument | 79169 |
| Name | CENTERBANK |
|---|---|
| Type | Bank |
| Address | MILFORD, OH 45150 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 16, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 8975 KUGLER MILL RD, CINCINNATI, OH 45243-1521 |
| Document Number | 0000028800 |
| Instrument Date | Apr 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 3, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 8975 KUGLER MILL RD CINCINNATI OH 452431521, CINCINNATI, OH 45243-1521 |
| Document Number | 0000028800 |
|---|---|
| Date | Apr 17, 2019 |
| Book Page | 013898/000251 |
| Instrument | 28800 |
| Name | CENTERBANK |
|---|---|
| Type | Bank |
| Address | MILFORD, OH 45150 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Apr 16, 2029 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 8975 KUGLER MILL RD, CINCINNATI, OH 45243-1521 |
| Document Number | 0000102663 |
| Instrument Date | Nov 9, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2018 |
| Title Company | WFG LENDER SERVICES, WFG LENDER SVCS |
| Name | Verified Name |
|---|---|
| Address | 8975 KUGLER MILL RD CINCINNATI OH 452431521, CINCINNATI, OH 45243-1521 |
| Document Number | 0000102663 |
|---|---|
| Date | Nov 20, 2018 |
| Book Page | 013799/001363 |
| Instrument | 102663 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 19, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Sep 18, 2018 |
| Property Address | 8975 KUGLER MILL RD, CINCINNATI, OH 45243-1521 |
| Document Number | 0000082870 |
| Book / Page | 013755 / 000838 |
| Instrument Date | Sep 14, 2018 |
| Instrument | 82870 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2018 |
| Title Company | OTHER |
| Amount | Amount on Record |
|---|---|
| Tax | $2,259.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 8975 KUGLER MILL RD CINCINNATI OH 452431521, CINCINNATI, OH 45243-1521 |
The 2025 property tax bill for 8975 Kugler Mill Rd was $12,627, up 5.2% from the year before.
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | The Village Of Indian Hill City |
| Unified School District | Indian Hill Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,627.00 (+5.22%) | $333,788 (+%) Land $265,926 Building $67,862 | |
| 2024 | $12,001.00 (-0.65%) | $333,787 (-) Land $265,926 Building $67,861 | |
| 2023 | $12,080.00 (+2.35%) | $333,787 (+26.65%) Land $265,926 Building $67,861 | $953,680 Land $759,790 Building $193,890 |
| 2022 | $11,803.00 Homeowner's exemption | $263,551 Land $191,776 Building $71,775 | |
| 2020 | $753,000 Land $547,930 Building $205,070 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 8975 Kugler Mill Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8975 Kugler Mill Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIAN HILL CITY PWS serves 15,000 people · EPA ID OH3101112 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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