9290 Elm St, Phelan, CA 92371 Property Records

San Bernardino County property record for 9290 Elm St, Phelan, CA 92371

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,660 sqft · built 2005
Lot Size	2.28 acres (99,317 sqft)
Owner	Individual Name on Record
Last Sale	$3,200 (Jul 2019)
Tax Bill	$3,800 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Dec 2019 Mortgage + 2 more
Flood Zone	Zone D (undetermined)
APN	`3038-411-22-0000`

Property Details

APN / Parcel Number

Primary APN	`3038-411-22-0000`
Alternative APN	`3038411070000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,660 sqft Living Area
Gross Area	3,435 sqft
1st Floor Area	2,660 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	99,317 sqft
Garage Type	Attached
Garage Area	775 sqft
Parking Spaces	3 Parking Spaces
Porch	Patio/Porch
Porch Area	432 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	9290 ELM ST
City	PHELAN
State	CA
Zip	92371-6434
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PHRL
Legal Description	PARCEL MAP 16678 PARCEL 3 BOOK 212 PAGE 90
Legal Subdivision	PARCEL MAP 16678
Legal Block	2
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	VICTORVILLE-HESPERIA
Census Block Group	2
Census Block	2038
Census Tract	9119

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9290 ELM ST, PHELAN, CA 92371-6434
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Dec 6, 2019	Deed of Trust, Mortgage · Conventional with PMI OWNING CORP
Jul 18, 2019	Deed of Trust, Mortgage · Conventional with PMI CASHCALL
Jun 23, 2017	Deed of Trust, Mortgage · Conventional Mortgage CASHCALL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 24, 2019 · Amount on Record
Deed Sale	Jul 24, 2019 · Amount on Record
Prior Sale	Apr 22, 2011 · Amount on Record
Deed Document Number	2019248343
Prior Transfer Date	Jul 23, 2019
Prior Transfer Doc	0000248343
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	9290 ELM ST, PHELAN, CA 92371-6434
Transaction Type	Mortgage
Record Updated	Jul 29, 2021
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9290 ELM ST, PHELAN, CA 92371-6434

Mortgage

Document Number	0000320834
Date	Jul 16, 2021
Instrument	2021-0320834

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	9290 ELM ST, PHELAN, CA 92371-6434
Document Number	0000458549
Instrument Date	Dec 6, 2019
Transaction Type	Mortgage
Record Updated	Jun 11, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9290 ELM ST PHELAN CA 923716434, PHELAN, CA 92371-6434

Mortgage

Document Number	0000458549
Date	Dec 12, 2019
Instrument	458549

Lender

Name	OWNING CORP
Address	ORANGE, CA 92868

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Dec 11, 2034

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	9290 ELM ST, PHELAN, CA 92371-6434
Document Number	0000250038
Instrument Date	Jul 18, 2019
Transaction Type	Mortgage
Record Updated	Aug 2, 2019
Title Company	BOSTON NATIONAL TITLE AGENCY, BOSTON NAT'L TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9290 ELM ST PHELAN CA 923716434, PHELAN, CA 92371-6434

Mortgage

Document Number	0000250038
Date	Jul 25, 2019
Instrument	250038

Lender

Name	CASHCALL
Type	Funding / Finance Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Jul 24, 2034

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	9290 ELM ST, PHELAN, CA 92371-6434
Document Number	0000265598
Instrument Date	Jun 23, 2017
Transaction Type	Mortgage
Record Updated	Jul 7, 2017
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9290 ELM ST PHELAN CA 923716434, PHELAN, CA 92371-6434

Mortgage

Document Number	0000265598
Date	Jun 29, 2017
Instrument	265598

Lender

Name	CASHCALL
Type	Funding / Finance Company
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 28, 2032

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Unified School District	Snowline Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$320,167 (+2%) Land $58,807 Building $261,360
2025	$3,800.00 (+8.17%) Homeowner's exemption	$313,889 (+4.04%) Land $57,654 Building $256,235
2023	$3,513.00 (+2.42%) Homeowner's exemption	$301,701 Land $55,416 Building $246,285
2022	$3,430.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 63% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PHELAN PINON HILLS CSD serves 24,509 people · EPA ID CA3610120
Water Source	Groundwater
Last State Inspection	Jul 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Race Communications Fiber	1,000 / 1,000

May also be available: Verizon.

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