9277 Elm St, Phelan, CA 92371 Property Records

San Bernardino County property record for 9277 Elm St, Phelan, CA 92371

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,808 sqft · built 1996
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$385,000 (Sep 2017)
Tax Bill	$5,637 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Sep 2021 Mortgage + 4 more
Flood Zone	Zone D (undetermined)
APN	`3038-411-09-0000`

Property Details

APN / Parcel Number

Primary APN	`3038-411-09-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,808 sqft Living Area
Gross Area	2,606 sqft
1st Floor Area	1,808 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	87,120 sqft
Garage Type	Attached
Garage Area	798 sqft
Parking Spaces	3 Parking Spaces
Porch	Patio/Porch
Porch Area	1,057 sqft
Patio Area	1,057 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	9277 ELM ST
City	PHELAN
State	CA
Zip	92371-6499
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PHRL
Legal Description	PARCEL MAP 14286 PARCEL 2 BOOK 171 PAGE 17
Legal Subdivision	PARCEL MAP 14286
Legal Block	2
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	VICTORVILLE-HESPERIA
Census Block Group	2
Census Block	2039
Census Tract	9119

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9277 ELM ST, PHELAN, CA 92371-6499
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2022	Deed of Trust, Mortgage · Line of Credit CREDIT UNION OF SOUTHERN CALIFORNIA
Sep 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Sep 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage WINNPOINTE CORPORATION
Jun 16, 2020	Deed of Trust, Mortgage · Conventional with PMI CALIBER HM LOANS
Sep 22, 2017	Grant Deed, Transfer · FHA Mortgage BROKER SOLUTIONS INC
Sep 22, 2017	Affidavit of Death, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2017 · Amount on Record
Deed Sale	Sep 22, 2017 · Amount on Record
Deed Document Number	2017393520
Prior Transfer Date	May 19, 2017
Prior Transfer Doc	0000393519
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	9277 ELM ST, PHELAN, CA 92371-6499
Transaction Type	Mortgage
Record Updated	Aug 4, 2022
Title Company	CALIFORNIA MEMBERS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9277 ELM ST, PHELAN, CA 92371-6499

Mortgage

Document Number	0000253587
Date	Jul 21, 2022
Instrument	2022-0253587

Lender

Name	CREDIT UNION OF SOUTHERN CALIFORNIA
Type	Credit Union
Address	ANAHEIM, CA 92808

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 18, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	9277 ELM ST, PHELAN, CA 92371-6499
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9277 ELM ST, PHELAN, CA 92371-6499

Mortgage

Document Number	0000400846
Date	Sep 2, 2021
Instrument	2021-0400846

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	9277 ELM ST, PHELAN, CA 92371-6499
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000321796
Date	Sep 11, 2019
Instrument	2019-0321796

Lender

Name	WINNPOINTE CORPORATION
Type	Mortgage Company
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	9277 ELM ST, PHELAN, CA 92371-6499
Document Number	0000207177
Instrument Date	Jun 16, 2020
Transaction Type	Mortgage
Record Updated	Jul 10, 2020
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	9277 ELM ST PHELAN CA 923716499, PHELAN, CA 92371-6499

Mortgage

Document Number	0000207177
Date	Jun 23, 2020
Instrument	207177

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 22, 2050

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Sep 22, 2017
Property Address	9277 ELM ST, PHELAN, CA 92371-6499
Document Number	0000393520
Map Reference	PM14286 MB171PG17&18
Instrument Date	Jul 27, 2017
Instrument	2017-0393520
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	9277 ELM ST, PHELAN, CA 92371-6499

Mortgage

Document Number	0000393521
Date	Sep 22, 2017
Instrument	2017-0393521

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

September 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN BERNARDINO CA
Recording Date	Sep 22, 2017
Property Address	9277 ELM ST, PHELAN, CA 92371-6499
Document Number	0000393519
Instrument Date	May 19, 2017
Instrument	393519
Transaction Type	Transfer
Record Updated	Sep 29, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18920 LATIGO ST APPLE VALLEY CA 923085158, APPLE VALLEY, CA 92308-5158

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Unified School District	Snowline Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$446,826 (+2%) Land $89,365 Building $357,461
2025	$5,637.00 (+7.58%) Homeowner's exemption	$438,065 (+4.04%) Land $87,613 Building $350,452
2023	$5,240.00 (+2.22%) Homeowner's exemption	$421,054 Land $84,211 Building $336,843
2022	$5,126.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 64% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PHELAN PINON HILLS CSD serves 24,509 people · EPA ID CA3610120
Water Source	Groundwater
Last State Inspection	Jul 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Race Communications Fiber	1,000 / 1,000

May also be available: Verizon.

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